How do I know if I am fully covered by deposit insurance?
The FDIC website has a feature called "Ask EDIE" that allows you to input your account information. EDIE then reports what is covered as long as the information you input is accurate. National Exchange Bank & Trust staff members may give you their best understanding of, but cannot guarantee, coverage. If you have questions, it is best to contact the FDIC directly.
How can I access my accounts from home?
There are two easy ways to obtain information on your accounts:
- Exchange Line is a telephone banking product that allows you to receive account information after entering your account number and your Exchange Line personal identification number (PIN). Call 1-800-707-BANK (2265), and the automated voice will guide you through your call.
- Exchange OnLine is another convenient option. You may view account information, transfer funds, view and pay your bills, and more when you enroll in this service. Once you have a User ID and Password, you may also access your information via your mobile device.
What is the National Exchange Bank & Trust routing number?
The routing number for National Exchange Bank & Trust is 075900766. You may also find the nine-digit routing number in the lower left-hand corner of your check, right before your account number.
What is overdraft protection? How can I set it up?
There are a variety of overdraft programs available to you, which vary in fees and process. Please visit our Personal Checking page.