Howards Grove or Chilton Office
Under supervision by senior management, but in accordance with established policies and procedures, manage loan accounts that meet established lending requirements. Responsible for origination and servicing residential mortgage loans inclusive of new purchases, refinances, construction & Lot purchase, and home equity lines of credit. Embrace and promote the NEBAT brand and lending philosophies through leverage of key referral relationships and targeted centers of influence.
Essential Functions and Responsibilities
- Takes, evaluates and decisions in-house and secondary mortgage applications and installment applications including supporting documentation; answer loan-related inquiries via phone, email and in-person. Manage applications via both in-person and online application methods.
- Participates in community affairs to increase the bank's visibility and to enhance new business relationships and opportunities.
- Develop new business by contacting prospects and customers, cross-sell bank services, and refer commercial and other related leads to appropriate Commercial contacts.
- Monitor loan repayment activities and take necessary action to collect from past-due accounts.
- Monitor construction loans including inspection, disbursing funds and collecting lien waivers.
- Help in organizing and prioritizing open exception files.
- Perform other duties, as needed or assigned, including special projects.
Skills and Abilities Required
- Strong communication skills including an ability to collaborate with both internal and external clients. Clearly communicate options available to existing and potential customers and conduct business development calls with potential customers.
- A strong knowledge of loan documentation, compliance requirements, current pricing and available loan programs. Knowledge of bank operations preferred.
- Strong computer skills including prior experience with mortgage loan origination software.
- Solid commitment to sharing expertise and providing a high level of client service.
- Ability to multi-task with strong project management skills.
- Willingness to develop strong referral networks through various avenues.
- Ability to be mobile in order to attend offsite prospecting functions, seminars, meetings and to meet with clients at alternate locations, as required.
- Length of work day is unpredictable. Must be available for after-hour calls when needed.
- May be required to stand for long periods of time.
Training and Preparation
- 4-5 years of experience with secondary market loans, formal credit training preferred.
- Bachelor's degree in finance or a related field or comparable work history.
- Registered NMLS
Send Cover Letters and Résumés to:
National Exchange Bank & Trust
P.O. Box 988
Fond du Lac, WI 54936-0988
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National Exchange Bank & Trust is an equal opportunity employer of minorities, women, protected veterans and individuals with disabilities. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, status of protected veteran, or status as an individual with a disability.