Current Rates

Unless otherwise noted, rates are effective March 26, 2026 - April 1, 2026.

Certificates of Deposit - Fixed Rate

Comparison table of Certificates of Deposit - Fixed Rate
Min. Opening Deposit Interest Rate APY*
3 Month $1,000 1.50% 1.51%
6 Month $1,000 2.00% 2.01%
12 Month $1,000 2.00% 2.00%
15 Month One Up $1,000 2.00% 2.00%
15 Month Add On $1,000 2.00% 2.00%
18 Month $1,000 2.00% 2.00%
24 Month $1,000 2.00% 2.00%
36 Month $1,000 3.00% 3.00%
48 Month $1,000 3.00% 3.00%
60 Month $1,000 3.00% 3.00%

Certificates of Deposit - Variable Rate

Comparison table of Certificates of Deposit - Variable Rate
Min. Opening Deposit Interest Rate APY*
21 Month Add On $1,000 2.00% 2.00%
Dollars for Scholars - 36 Month $300 2.30% 2.30%

$50 Minimum add-on amount for Dollars for Scholars.
$500 minimum add-on for all other add-on products.

Money Market Account

Comparison table of Money Market Account
Interest Rate APY*
$0–$24,999 0.75% 0.75%
$25,000–$49,999 0.95% 0.95%
$50,000–$99,999 1.05% 1.05%
$100,000–$249,999 1.55% 1.56%
$250,000 and over 1.85% 1.86%

Health Savings Accounts

Comparison table of Health Savings Accounts
Interest Rate APY*
$0–$24,999 0.05% 0.05%
$25,000–$49,999 0.05% 0.05%
$50,000–$99,999 0.05% 0.05%
$100,000–$249,999 0.10% 0.10%
$250,000 and over 0.10% 0.10%

Checking Accounts - Personal Interest Bearing & Non-Profit

Comparison table of Checking Accounts - Personal Interest Bearing & Non-Profit
Interest Rate APY*
$0–$24,999 0.01% 0.01%
$25,000–$49,999 0.02% 0.02%
$50,000–$99,999 0.02% 0.02%
$100,000–$249,999 0.02% 0.02%
$250,000 and over 0.03% 0.03%

Savings Accounts

Comparison table of Savings Accounts
Interest Rate APY*
Statement Savings 0.05% 0.05%
Steps Savings ($100 and over) 0.15% 0.15%
Holiday Savings 0.10% 0.10%

*Annual Percentage Yield

A penalty will be imposed for early withdrawal. Fees could reduce the earnings on an account.