Deposit Interest Rates

*APY = Annual Percentage Yield

Certificate of Deposit note: $50 Minimum add-on amount for Dollars for Scholars, $500 minimum add-on for all other add-on products.

Unless otherwise noted, rates are effective May 8, 2025 - May 14, 2025

Certificates of Deposit - Fixed Rate

Comparison table of Certificates of Deposit - Fixed Rate
	Min. Opening Deposit	Interest Rate	APY^*
3 Month	$1,000.00	1.50%	1.51%
6 Month	$1,000.00	2.00%	2.01%
12 Month	$1,000.00	2.00%	2.00%
15 Month One Up	$1,000.00	2.00%	2.00%
15 Month Add On	$1,000.00	2.00%	2.00%
18 Month	$1,000.00	2.00%	2.00%
24 Month	$1,000.00	2.00%	2.00%
36 Month	$1,000.00	2.00%	2.00%
48 Month	$1,000.00	2.00%	2.00%
60 Month	$1,000.00	2.00%	2.00%

Certificates of Deposit - Variable Rate

Comparison table of Certificates of Deposit - Variable Rate
	Min. Opening Deposit	Interest Rate	APY^*
21 Month Add On	$1,000.00	2.00%	2.00%
Dollars for Scholars - 36 Month	$300.00	2.30%	2.30%

Variable rate valid through May 28, 2025.

IRA Certificates of Deposit

Comparison table of IRA Certificates of Deposit
	Min. Opening Deposit	Interest Rate	APY^*
6 Month - Fixed Rate	$1,000.00	2.00%	2.01%
12 Month - Fixed Rate	$1,000.00	2.00%	2.00%
18 Month - Fixed Rate	$1,000.00	2.00%	2.00%
24 Month - Fixed Rate	$1,000.00	2.00%	2.00%
36 Month - Fixed Rate	$1,000.00	2.00%	2.00%
60 Month - Fixed Rate	$1,000.00	2.00%	2.00%
21 Month Add On - Variable Rate	$1,000.00	2.00%	2.00%

Variable rate valid through May 28, 2025.

Money Market Account

Comparison table of Money Market Account
	Interest Rate	APY^*
$0–$24,999	0.75%	0.75%
$25,000–$49,999	1.00%	1.00%
$50,000–$99,999	1.15%	1.16%
$100,000–$249,999	1.75%	1.76%
$250,000 and over	2.00%	2.02%

Money Market IRA

Comparison table of Money Market IRA
	Interest Rate	APY^*
$0–$24,999	0.75%	0.75%
$25,000–$49,999	1.00%	1.00%
$50,000–$99,999	1.15%	1.16%
$100,000–$249,999	1.75%	1.76%
$250,000 and over	2.00%	2.02%

Health Savings Accounts

Comparison table of Health Savings Accounts
	Interest Rate	APY^*
$0–$24,999	0.05%	0.05%
$25,000–$49,999	0.05%	0.05%
$50,000–$99,999	0.05%	0.05%
$100,000–$249,999	0.10%	0.10%
$250,000 and over	0.10%	0.10%

Checking Accounts - Personal Interest Bearing & Non-Profit

Comparison table of Checking Accounts - Personal Interest Bearing & Non-Profit
	Interest Rate	APY^*
$0–$24,999	0.01%	0.01%
$25,000–$49,999	0.02%	0.02%
$50,000–$99,999	0.02%	0.02%
$100,000–$249,999	0.02%	0.02%
$250,000 and over	0.03%	0.03%

Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest

Comparison table of Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest
	Interest Rate	APY^*
$0–$24,999	0.01%	0.01%
$25,000–$49,999	0.02%	0.02%
$50,000–$99,999	0.02%	0.02%
$100,000–$249,999	0.02%	0.02%
$250,000 and over	0.03%	0.03%

Private Checking

Comparison table of Private Checking
	Interest Rate	APY^*
$0–$24,999	0.02%	0.02%
$25,000–$49,999	0.03%	0.03%
$50,000–$99,999	0.05%	0.05%
$100,000–$249,999	0.10%	0.10%
$250,000 and over	0.10%	0.10%

Savings Accounts

Comparison table of Savings Accounts
	Interest Rate	APY^*
Statement Savings	0.05%	0.05%
Steps Savings ($100 and over)	0.15%	0.15%
Holiday Savings	0.10%	0.10%

Member FDIC