Deposit Interest Rates

*APY = Annual Percentage Yield

Certificate of Deposit note: $50 Minimum add-on amount for Dollars for Scholars, $500 minimum add-on for all other add-on products.

Unless otherwise noted, rates are effective January 13, 2022 - January 19, 2022

Certificates of Deposit - Fixed Rate

Comparison table of Certificates of Deposit - Fixed Rate
Min. Opening Deposit Interest Rate APY*
3 Month $1,000 0.050% 0.050%
6 Month $1,000 0.100% 0.100%
12 Month $1,000 0.150% 0.150%
15 Month One Up $1,000 0.150% 0.150%
15 Month Add On $1,000 0.150% 0.150%
18 Month $1,000 0.200% 0.200%
24 Month $1,000 0.250% 0.250%
36 Month $1,000 0.400% 0.400%
48 Month $1,000 0.450% 0.450%
60 Month $1,000 0.550% 0.550%

Certificates of Deposit - Variable Rate

Comparison table of Certificates of Deposit - Variable Rate
Min. Opening Deposit Interest Rate APY*
21 Month Add On $1,000 0.250% 0.250%
Dollars for Scholars - 36 Month $300 0.450% 0.450%

Variable rate valid through January 26, 2022

IRA Certificates of Deposit

Comparison table of IRA Certificates of Deposit
Min. Opening Deposit Interest Rate APY*
6 Month - Fixed Rate $1,000 0.100% 0.100%
12 Month - Fixed Rate $1,000 0.150% 0.150%
18 Month - Fixed Rate $1,000 0.200% 0.200%
24 Month - Fixed Rate $1,000 0.250% 0.250%
36 Month - Fixed Rate $1,000 0.400% 0.400%
60 Month - Fixed Rate $1,000 0.550% 0.550%
21 Month Add On - Variable Rate $1,000 0.250% 0.250%

Variable rate valid through January 26, 2022

Money Market Account

Comparison table of Money Market Account
Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.050% 0.050%
$25,000 – $49,999 $0 0.060% 0.060%
$50,000 – $99,999 $0 0.070% 0.070%
$100,000 – $249,999 $0 0.080% 0.080%
$250,000 and over $0 0.100% 0.100%

Money Market IRA

Comparison table of Money Market IRA
Tier Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.050% 0.050%
$25,000 – $49,999 $0 0.060% 0.060%
$50,000 – $99,999 $0 0.070% 0.070%
$100,000 – $249,999 $0 0.080% 0.080%
$250,000 and over $0 0.100% 0.100%

Health Savings Accounts

Comparison table of Health Savings Accounts
Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.020% 0.020%
$25,000 – $49,999 $0 0.020% 0.020%
$50,000 – $99,999 $0 0.020% 0.020%
$100,000 – $249,999 $0 0.030% 0.030%
$250,000 and over $0 0.030% 0.030%

Checking Accounts - Personal Interest Bearing & Non-Profit

Comparison table of Checking Accounts - Personal Interest Bearing & Non-Profit
Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.010% 0.010%
$25,000 – $49,999 $0 0.020% 0.020%
$50,000 – $99,999 $0 0.020% 0.020%
$100,000 – $249,999 $0 0.020% 0.020%
$250,000 and over $0 0.030% 0.030%

Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest

Comparison table of Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest
Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.010% 0.010%
$25,000 – $49,999 $0 0.020% 0.020%
$50,000 – $99,999 $0 0.020% 0.020%
$100,000 – $249,999 $0 0.020% 0.020%
$250,000 and over $0 0.030% 0.030%

Private Checking

Comparison table of Private Checking
Min. Opening Deposit Interest Rate APY*
$0 – $24,999 $0 0.020% 0.020%
$25,000 – $49,999 $0 0.020% 0.020%
$50,000 – $99,999 $0 0.020% 0.020%
$100,000 – $249,999 $0 0.030% 0.030%
$250,000 and over $0 0.030% 0.030%

Savings Accounts

Comparison table of Savings Accounts
Min. Opening Deposit Interest Rate APY*
Statement Savings $0 0.050% 0.050%
First-Step & Step-Up ($100 and over) $0 0.150% 0.150%
Holiday Savings $0 0.100% 0.100%

Member FDIC