Homeownership is Possible!

Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more

Calculators

Use our financial calculators to help determine what works best for your situation. For current loan rates, call or contact us today.

Deposit Rates Contact Us

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Loan Payment Calculator

Our robust Loan Payment Calculator will break down a payment schedule including principle and interest payments over the life of the loan.

Loan Payment Calculator

Income Savings

Calculator Disclosures

These calculations are purely illustrative and do not guarantee a return, loan commitment, guarantee of interest rate or promise of monthly payments. National Exchange Bank & Trust is not responsible for slight calculation variations.

Loan requirements may vary for different down payment amounts and loan programs and calculations do not include taxes, insurance premiums or any escrow amounts. A competent determination of your loan eligibility can only be determined on a one-to-one basis with a complete application and documentation. For more information, please contact your local office.

Retirement Savings

Calculator Disclosures

These calculations are purely illustrative and do not guarantee a return, loan commitment, guarantee of interest rate or promise of monthly payments. National Exchange Bank & Trust is not responsible for slight calculation variations.

Loan requirements may vary for different down payment amounts and loan programs and calculations do not include taxes, insurance premiums or any escrow amounts. A competent determination of your loan eligibility can only be determined on a one-to-one basis with a complete application and documentation. For more information, please contact your local office.

Tuition Savings

Calculator Disclosures

These calculations are purely illustrative and do not guarantee a return, loan commitment, guarantee of interest rate or promise of monthly payments. National Exchange Bank & Trust is not responsible for slight calculation variations.

Loan requirements may vary for different down payment amounts and loan programs and calculations do not include taxes, insurance premiums or any escrow amounts. A competent determination of your loan eligibility can only be determined on a one-to-one basis with a complete application and documentation. For more information, please

 

Home Affordability

How Much House Can I Afford?

Current Mortgage Rates

Calculator Disclosures

These calculations are purely illustrative and do not guarantee a return, loan commitment, guarantee of interest rate or promise of monthly payments. National Exchange Bank & Trust is not responsible for slight calculation variations.

Loan requirements may vary for different down payment amounts and loan programs and calculations do not include taxes, insurance premiums or any escrow amounts. A competent determination of your loan eligibility can only be determined on a one-to-one basis with a complete application and documentation. For more information, please contact your local office.

FDIC - EDIE The Estimator

The Federal Deposit Insurance Corporation (FDIC) has an Electronic Deposit Insurance Estimator (EDIE) that lets consumers know what is insured and what portion (if any) exceeds coverage limits.

Use The EDIE Calculator

Calculator Disclosures

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