Homeownership is Possible!
Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more.
With National Exchange Bank & Trust’s business card services, your business purchases can be completed with security and ease. Whether you choose a Business CheckCard to leverage the power of Visa® to access your checking account or a Business Visa® Credit Card for your purchases, you are earning great rewards for your business.
For business customers looking for easy access to their business checking account, the Business Visa® CheckCard is a convenient solution.
Use your Business CheckCard like a regular credit card. Simply run the card for payment like you would for a credit card, and keep a copy of the receipt with your business records to compare with your monthly checking account statement.
Looking for a bank credit card for business? Our business credit cards make managing your employees’ expenses easy, whether you prefer online or paper reporting of your company’s credit spending.
Each card gives you the ability to generate detailed monthly and annual reports and can also be coded for specific types of purchases or declines. Billing occurs through the corporate account number, and a corporate statement can be either a summary (total) of each cardholder’s purchases or a detailed listing of every purchase. Many additional services are available.
Business Credit Cards are automatically enrolled in our ScoreCard® Rewards Program. ScoreCard® provides added value to you without added cost and is highly flexible to meet your needs.
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Visa® Commercial Credit Card Program Overview
A creative alternative to traditional credit purchasing. Leading market technology to support remote expense management. Great alternative for business expenses, vendor payments, petty cash, travel per-diem, or to extend credit to contract workers. Virtual AP solutions streamlines vendor payments.
Prepaid Pay Cards enable employers to reduce a long list of expenses and risk associated with issuing traditional payroll checks...all without changing current payroll processes.
Prepaid Reward cards provide a better way to deliver rewards for a myriad of applications and program types enabling issuers to create their own reward currency that delivers choice and flexibility to their recipients. Includes single and reloadable card options.
Prepaid Incentive Cards provide manufacturers, distributors, retailers, and employers with a persistent reward currency for paying incentive earnings with a single load card that can be branded by the company.
Per Diem is a way to deliver pre-set expense/disbursement amounts for common living/travel expenses.
Remove costly checks with business-to-business or business-to-consumer disbursements. Enhanced efficiencies, less cost and instant funding to make payments. Payments can include insurance claims and other one-time payments.
Contact your personal banker to talk about how we can get you started.
To report a compromised, lost or stolen card during normal business hours:
To report a compromised, lost or stolen card after normal business hours:
Some National Exchange Bank & Trust locations are able to replace your CheckCard in the office with our Instant Issue card printers. To find a location near you, just look for the Instant Issue icon in our list of locations.