National Exchange Bank & Trust | Your Local Wisconsin Bank

Local Banking You Can trust

As an independent, family-owned Wisconsin bank, we’re committed to building lasting relationships and supporting the communities we serve.

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Build Your Career with Us

Be part of a people-first culture where you can grow and make an impact. Join the team at NEBAT and shape your future.

Join Our Team

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Find The Right Home Loan for you.

An adjustable-rate mortgage can help lower your initial payments, making homeownership more attainable.

Learn About Mortgage Options Talk to a NEBAT Mortgage Lender

Flexible Financing for your business

Access funds when you need them with a Business Line of Credit from NEBAT, designed to support cash flow, growth and day-to-day operations.

Learn More Contact a Lender

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Manage your consumer accounts.

Simplify Your Banking

Effortless Online & Mobile Banking

Online Banking Services

Simplify Your Banking

Effortless Online & Mobile Banking

Manage accounts, pay bills and customize your banking experience with secure, convenient online tools.

Online Banking Services

Earn Rewards With Every Tap

Visa® CheckCard

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Earn Rewards With Every Tap

Visa® CheckCard

With a Visa® CheckCard from National Exchange Bank & Trust, you can pay for everyday purchases, access cash nationwide and earn rewards on qualifying purchases.

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Your Path to Homeownership

Home Loans & Mortgage Solutions

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Your Path to Homeownership

Home Loans & Mortgage Solutions

Whether you’re buying your first home, upgrading or refinancing, we offer flexible financing programs to make the process simple.

Apply Now

Proud to Be Wisconsin's Top-Ranked Bank

We’re honored to be named to the Forbes Best-In-State Banks 2025 list for delivering an exceptional customer experience built on trust, personal service, and strong community relationships.

We remain committed to providing the dependable, relationship‑driven banking our customers have trusted for generations.

The latest news & resources

How to Build Credit for a Healthier Financial Future

07/28/2026

Posted in:
News, Financial Education

Nat's Been Promoted: More Ways to Connect

07/22/2026

Posted in:
News, NEBAT Careers

Tya Beger Takes on Management of Sheboygan Falls Office

07/22/2026

Posted in:
News, NEBAT Careers

Prepare Your Business for a Busy (Holiday) Season with a Business Line of Credit

07/21/2026

Posted in:
News, Business

NEB Scholarship Recipients

07/14/2026

Posted in:
News

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For all of life's moments, big and small

Whether it's your first savings account, financing a new car, or planning for retirement, we are with you. NEBAT is dedicated to helping you achieve your dreams, secure your future, and protect what matters most for generations to come. Discover bankers who understand your journey!

Get Started

Lending options for your business

Business Loan Offerings

We have a wide range of business loans, including Small Business Administration, agriculture, commercial real estate, and more from your independent, Wisconsin bank.

Business Loans

Customized Business Loans

Our distinct status as an independent Wisconsin bank allows us to offer specialty loans that are as unique as you and your business. We can design outside-the-box terms that work for you.

Specialty Loans

Small Business Loans

Our local, Wisconsin-based lenders can help turn your small business dreams into a reality with years of experience in SBA lending. Let’s build a solution that fits your needs and sets you up for success.

SBA Loans

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