Focused on our communities.

Opportunity. Flexibility. Culture. Hear what our employees are saying.

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Looking for a business loan?

Acquisition. Expansion. Startup. Capital improvements. Let's make this work!

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What's new at NEBAT

Betty Eisenga Retired

Betty Eisenga retired from National Exchange Bank & Trust on July 2, after 47 years of service at the office located in Randolph.

Welcome Nicole Johnson

National Exchange Bank & Trust is pleased welcome Nicole Johnson as a Loan Operations Officer at our Waukesha office.

Online & Mobile Risk Awareness Webinar

An opportunity to learn about cybersecurity for Small Business Owners, Business eBanking (BeB) administrators and BeB users not in the IT field.

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More Than Cards Business Loans Business Mobile More Mobile

Rewards, Convenience and Security

With National Exchange Bank CheckCards, you earn ScoreCard Rewards^®, have an app to securely manage your card and enjoy convenience.

Card Services

Better Business Loans

We have a variety of commercial and business loans, ranging anywhere from Small Business Administration (SBA) loans to agricultural and commercial real estate loans.

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Get the App on Your Phone or Tablet

Deposit checks, transfer funds, pay bills, view transaction history and authorize Positive Pay transactions.

Download the App

Bank on the go!

Deposit checks, use People Pay, track your budget or even open a new account.

Explore Mobile Features

Join Our Growing Family

We pride ourselves on building long-lasting relationships with our customers and employees.

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Having a team of experienced and dedicated employees is our key to success.

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Creating a happy and healthy company culture is one of our top priorities.

Employee Testimonials »

Need a Business Loan?

Our independence is your greatest asset. Our expert lenders will help you evaluate the unique needs of your business.

Lending Options For Your Business

Experience the complete solution for growing your business. We provide direct communication with our lenders, have no geographic restrictions, and produce quick results and turnaround times.

Business Loan Offerings

We have a wide range of business loans, including: Small Business Administration, agriculture, commercial real estate, and more.

Business Loans

Small Business Loans

We give small businesses the chance they deserve to grow and improve operations with commercial lending.

SBA Loans

Customized Business Loans

Our specialty loan offerings are just as unique as both you and your business, and we design terms to fit your needs.

Specialty Loans