Homeownership is Possible!

Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more.

Savings Account Comparison

From a child saving for a first big purchase to the person planning for retirement, savings options are available at a variety of terms and rates.

Open an Account

close-up of a woman holding a piggy bank and putting a coin in

Personal Savings Accounts Comparison Table


	Steps Savings	Statement Savings	Holiday Savings	Certificate of Deposit	Dollars for $cholars
Minimum Opening Deposit	$25	$50	$15	Variable	$300
Daily Minimum Balance	$100 after being open one year	$250	n/a	n/a	n/a
Rates	Steps Savings Rates	Regular Savings Rates	Holiday Savings Rates	CD Rates	Dollars for $cholars Rates
Special Notes	Children and young adults through age 25	—	No Partial Withdrawals	—	Through age 25
Learn More	Steps Savings	Statement Savings	Holiday Savings		Dollars for $cholars