Holiday Closing - Martin Luther King Jr. Day

Our offices will be closed on Monday, January 19, for the federal holiday, Martin Luther King Jr. Day.

High Alert: Impersonation Scam Update - Beware!

An impersonation scam continues to be reported to National Exchange Bank & Trust. The fraudster, claiming to be from National Exchange Bank, may request to verify transfer or transaction details. If you receive a call, text or email, hang-up or end the interaction and call your local office. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

Savings Account Comparison

From a child saving for a first big purchase to the person planning for retirement, savings options are available at a variety of terms and rates.

Open an Account

close-up of a woman holding a piggy bank and putting a coin in

Personal Savings Accounts Comparison Table


	Steps Savings	Statement Savings	Holiday Savings	Certificate of Deposit	Dollars for $cholars
Minimum Opening Deposit	$25	$50	$15	Variable	$300
Daily Minimum Balance	$100 after being open one year	$250	n/a	n/a	n/a
Rates	Savings Accounts Rates			CD Rates	Dollars for $cholars Rates
Special Notes	Children and young adults through age 25	—	No Partial Withdrawals	—	Through age 25
Learn More	Steps Savings	Statement Savings	Holiday Savings		Dollars for $cholars