Homeownership is Possible!

Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more

Home Construction & Lots

Let the knowledgeable, friendly lenders at National Exchange Bank & Trust help make building your dream home a real possibility.

We offer locally serviced loan partnering with local title companies for inspections and draw requests.

Make Your Dream a Reality. Ready to begin? Contact your local lender for your individualized promotional rate!

Find Your Lender

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Lot Loans

National Exchange Bank & Trust offers local service, friendly experienced lenders and easy payment options to purchase the address of your dream home. For current rates, contact us.

 

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Construction Loan

Our Peace of Mind construction program offers convenient rate and term options that allow us to satisfy your individual needs. For current rates, contact us.

 

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Calculators

Use our Loan Payment Calculator and Home Affordability Calculator to help determine what works best for your situation. For current rates, call or contact us today.

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Home Construction Loan FAQs

Online Loan Applications

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you? When you open your account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver’s license information or other identifying documents.

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