Explore the Flexibility of a 5/1 Adjustable-Rate Mortgage (ARM)
Looking for a starter home or want to refinance in a few years? A 5/1 Adjustable-Rate Mortgage lets you own now while keeping your future flexible. Learn how a 5/1 ARM could be the right fit for your goals by visiting our Home Loans & Mortgage page!
In addition to the other benefits offered to you as a GYC Member, National Exchange Bank & Trust has a travel program designed especially for customers 55 and better. You pay no membership fees or dues — all you pay for are your own travel expenses. Read about some of our current trips.
For our most up-to-date travel availability:
Dinner and show at the Fireside.
Entrée Choice: Chicken Florentine, Almond Crusted Cod, Beef Short Rib, Vegetarian Manicotti
Down Payment $10 | Final Payment Due: August 15
Depart at 7:50 AM | Return at 7:10 PM
Depart at 8:00 AM | Return at 7:00 PM
Depart at 8:30 AM | Return at 6:30 PM
Depart at 9:00 AM | Return at 6:00 PM
Depart at 9:20 AM | Return at 5:40 PM
Depart at 9:35 AM | Return at 5:25 PM
Down Payment $10 | Final Payment Due: August 22
Depart at 5:50 AM | Return at 6:10 PM
Depart at 6:00 AM | Return at 6:00 PM
Depart at 6:30 AM | Return at 5:30 PM
Depart at 7:00 AM | Return at 5:00 PM
Down Payment $500 + Travel Protection | Final Payment Due: June 5
Pick-up locations and times will be announced closer to the trip.
Down Payment $250 | Final Payment Due: October 3
Pick-up locations and times will be announced closer to the trip.
Down Payment $500 + Travel Protection | Final Payment Due: August 22
Pick-up locations and times will be announced closer to the trip.
See Full Brochure Inquire Today!
Dinner and show at the Fireside.
Entrée Choice: Chicken Monterey, Grilled Atlantic Salmon, Sliced Roast Beef Tenderloin, Vegetarian Tofu Skewers
Down Payment $10 | Final Payment Due: November 3
Depart at 7:50 AM | Return at 7:10 PM
Depart at 8:00 AM | Return at 7:00 PM
Depart at 8:30 AM | Return at 6:30 PM
Depart at 9:00 AM | Return at 6:00 PM
Depart at 9:20 AM | Return at 5:40 PM
Depart at 9:35 AM | Return at 5:25 PM
Escape the cold, icy winter and join your GYC friends for a wonderful time in warm, sunny Punta Cana at the adults-only all-inclusive JOIA Bavaro by Iberostar. Enjoy the lush blue ocean with walkable beach, pools and seven restaurants that will satisy your cravings and don't forget the cold and refreshing beverages.
Down Payment $500 + Travel Protection| Final Payment Due: November 10, 2025
On this 12-day adventure, explore over 2,400 miles of America's iconic Route 66. Starting in Chicago, IL, and ending in Santa Monica, CA, the journey will drive through Illinois, Missouri, Kansas, Oklahoma, Texas, New Mexico, Arizona and California.
Down Payment $500 + Travel Protection | Final Payment Due: January 20
Pick-up locations and times will be announced closer to the trip.
Discover the magic and history of England and Scotland on this unforgettable journey through the heart of the United Kingdom. From the iconic landmarks of London to the historic castles of Edinburgh, this adventure blends rich history, breathtaking landscapes and vibrant culture.
Down Payment $500| Final Payment Due: April 24
Pick-up locations and times will be announced closer to the trip.
Park & Ride
Hwys, 41& 33
National Exchange Bank & Trust
1609 N. Spring St.
Fleet Farm (Southeast side)
800 S. Military Rd.
Hi-Way Hop (South side)
655 East Ave.
National Exchange Bank & Trust
24 West St.
B&B Express (South side - near rail fence)
Hwy. 23 & Cty. W.
National Exchange Bank & Trust
113 Lake St.
Walmart (Northeast side)
Former JC Penny Parking Lot (Southeast side)
2175 Koeller St.
National Exchange Bank & Trust (near drive-up)
103 N. High St.
National Exchange Bank & Trust (West side)
191 N. Main St.
Piggly Wiggly (South side)
100 Gateway Dr.
National Exchange Bank & Trust (South/West side)
1320 West Paradise Dr.
PLEASE NOTE: Not every pick-up location is available for each trip.
Make easy payments for your GYC Trips, create GYC as a Payee in Exchange OnLine Bill Payment
Use ScoreCard Rewards points for GYC Travel Gift Certificates. Simply fill out the ScoreCard order form.
Each year, all GYC travelers must fill out the waiver form to be able to travel with us. Find all the information you need to start traveling with us today! Not a member? Visit our GYC page to learn more about our GYC benefits and how to become a member.
2025 Travel Policies 2025 Tour Highlights 2025 Travel Waiver 2025 Tour Calendar
People who are not members of the GYC Program are eligible to travel with us when accompanied by a member, providing reservation requirements have been met (one non-member guest per GYC member). Six weeks after the trip's introduction, non-members may sign up. An additional fee will be charged to all non-member travelers.
Reservations may be taken over the phone, at your local branch, via email (gyc@nebat.com) or through the mail on a first-come, first-serve basis. A down payment will be due within 10 days of making your reservation. Down payments vary by trip.
Travel protection is optional and may be purchased by the traveler. The bank does not sell travel protection, but several options are available. This information is available upon request.
Payments received after the final payment due date will incur an additional $10 late fee per person.
Unless otherwise specified in the trip information, if you cancel after you have made your deposit but before the final due date, you may transfer the full payment to a scheduled NEBAT GYC tour, or we will refund your payment minus 50% of the down payment. If you cancel after the final payment due date, a refund of payments is made only if your seat is resold. If your seat is not resold, no refund is available.
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