Holiday Closing - Independence Day

Our offices with Saturday hours will be closed on Saturday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

Home Equity

Turn your home into a smart way to pay for college, remodel the kitchen or purchase a vehicle. National Exchange Bank & Trust’s home equity loans, including a line of credit, make it easy.

Apply Now

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Projects Financed with Your Home

Turn your home into a smart way to pay for college, remodel the kitchen or purchase a vehicle. National Exchange Bank & Trust’s home equity loans, including a line of credit, make it easy.
Homeowners can use the equity in their house to make a purchase for any reason. Try one of our easy-to-use loan calculators to estimate your loan needs.

  • The interest may be tax deductible. (Consult your tax advisor.)
  • Since the line of credit is pre-approved, you can receive funds easily and quickly.
  • Payments are structured to best meet your needs and are made easy through electronic banking.

Online Loan Applications

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you? When you open your account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver’s license information or other identifying documents.

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