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Steps (Youth Financial Programs)

First Step

If you are a parent, grandparent or godparent, here is an opportunity to show that special child in your life how much you care. Open a First Step Savings Account designed especially for children and through age 12.

Learn more about the First Step program.


The Step-Up Program was created to help meet the financial needs of young people age 13 through 25. It’s a simple and effective way to help you achieve your goals and develop your financial independence.

Learn more about the Step-Up program.

Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Learn more about Dollars for Scholars savings plan.

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