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Online Account Opening

Open Your Account Online

You have found all the service and personal attention of an independent, community bank with a convenient online account opening process.

Already Using Exchange OnLine Internet Banking?

For a faster, secure account opening process, log into Exchange OnLine and choose the "Open An Account" tab.

Get Started Right Away

Not sure which checking account is right for you?

Try our "What account is best for me?" process. Relationship and Personal Internet Bearing Checking Accounts both may be opened via the online process.

What You Need

Before you start the account opening process, you may want to gather any personal identification items such as your driver’s license. Additionally, if you plan to fund your account(s) with money on deposit at a different financial institution, you will need that account information.

In order to complete the account opening process online, users must agree to receive their disclosures, statements and notices electronically as indicated in the eStatement and eNotice Agreement. This agreement outlines your options to have the information provided in paper format in addition to how to withdraw your consent in the future.

Please note the following details regarding deposit accounts opened online: applicants must be from the State of Wisconsin in the United States of America and the interest rate applied to the account will be the current interest rate at the time the account is funded.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open your account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver's license information or other identifying documents.

Accounts

Relationship Checking

Easy banking with free online and mobile access, unlimited ATM use with no charges from our bank and no minimum balance requirements with Direct Deposit. Details

Step-Up Checking

Young adults ages 25 and under will benefit from this account that helps them take a step towards financial independence by rewarding them for making sound financial choices. Online applicants must be at least 18 years of age. Details

Personal Interest Checking

All the benefits of Relationship Checking while earning interest on your balance. Details

Money Market Investment

The more you deposit, the higher the rate of interest you earn while your principal is always safe. Details

Statement Savings

A safe way to save with a minimum of $50 to open and a minimum balance of $100. Details

Step-Up Savings

Young adults 25 and under earn a preferential interest rate to encourage the development of good financial habits. Details

Certificate of Deposit

Invest without principal risk! Available in terms from 3 to 60 months. The 15-month term offers a "one-up" option that allows you to increase your rate once during the term. See rate and term options

Health Savings Account

Take the hassle out of medical expenses with easy access to funds using your free debit card and online and mobile banking with bill pay. (If you are opening an account before your plan effective date, please choose "Make a direct deposit from my account at another bank" in the Deposit Type area in order to avoid potential tax consequences. You may then deposit funds into your account after the effective date.) Details

Add-On Certificate of Deposit

Enjoy the higher-rate investment of a Certificate of Deposit with an option to add on funds at any time with just $500. Available in a 15-month fixed or 21-month variable term. See rate and term options

Account Packages

Relationship Checking and Statement Savings

Relationship Checking and Money Market Investment

Statement Savings and Interest Checking

Money Market and Interest Checking

Step-Up Checking and Savings

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