Skip to main content Go to Online Banking

Business Checking Comparison

Business Checking

Order business checks and products.

Small Business Checking

  • Designed to fit the needs of businesses that process less than 250 items per month.
  • Sole Proprietorships, Partnerships and Corporations benefit from this lower-usage account.

Business and Organizational Checking

  • Designed for businesses and organizations that process more than 250 items per month.
  • Accounts receive credit for balances maintained.
  • Your monthly average collected balance (less our reserve requirements) receives an “earnings credit”.

Business Money Market

  • A tiered account that pays you interest on the money you have earned.

Public Funds and Not-for-Profit Checking

Ask about our accounts designed specifically for municipal and not-for-profit organizations. These accounts offer both an interest-bearing and non-interest-bearing option.

Business Checking Accounts Comparison Chart

For a complete list of our business checking services, including Premier Small Business Checking, Small Business Checking with Interest, Business Savings, Not-for-Profit Checking and Public Funds Checking, view our Business Checking Services Price Listing.

Comparison table of business checking accounts.
  Small Business Standard Business Business Money Market
Number of Transactions 250 or less per month More then 250 per month Variable
Account Maintenance $15 fee waived if: $500 minimum daily balance


Monthly Balance Management Fee:
$.05 / $1000 of Average Ledger Balance

Accounts with a negative average collected balance for the month will be charged interest on that amount. The interest rate will vary and is based on the Prime Rate plus 4.00% with a floor of 7.25%.

$20 per month if a $2500 minimum daily collected balance is not maintained
Transaction Fees

250 transactions (debits, credits, deposited items) per month at no charge. ($.50 per transaction more than 250.)

50¢/counter deposit
15¢/item deposited
30¢/RDC credit
25¢/ACH credit
25¢/check or debit


Special Features Learn about Premier Small Business Checking and Small Business with Interest Checking. Fees are offset by an earnings credit. Interest Rate Tiers
Some content requires Adobe Acrobat Reader to view.