We have a fresh new look and feel! 

On February 5, our redesigned website launched. Although you will see a new look, it is still the same trusted site and service that National Exchange Bank & Trust offers.

History

National Exchange Bank & Trust has been a pillar of stability in the Fond du Lac community since it first opened its doors on Dec. 20, 1933, at 104 S. Main St. Due to expansion and development, the corporate offices of National Exchange Bank are now centered around 130 S. Main St. and known as National Exchange Bank & Trust. The Trust Department opened in 1975 to better serve the expanded financial needs of the area.

Today, National Exchange Bank & Trust has built an extensive office network, beginning with the addition of the Mount Calvary office in 1989. Other offices were soon added making National Exchange Bank & Trust a large presence in Southeastern Wisconsin.

downtown Fon du Lac in the 1950s

How we have continued to evolve.

1900s:

  • '89

    1989

    Mt. Calvary becomes the first branch of National Exchange Bank & Trust after the Mount Calvary State Bank was purchased.

  • '91

    1991

    A Campbellsport office was built on Sheboygan Street in Campbellsport.

  • '94

    1994

    State Bank of Cascade was purchased to become the newest National Exchange Bank & Trust office.

    Formerly M&I banks, Glenbeulah and Marytown joined National Exchange Bank & Trust.

  • '95

    1995

    A West Bend office was built on Paradise Drive in West Bend. At the same time, National Exchange Bank & Trust acquired four offices in Sheboygan County: Adell State Bank (Adell and Cedar Grove) and The Bank of Elkhart Lake (Elkhart Lake and Sheboygan Falls).

  • '97

    1997

    National Exchange Bank & Trust added a second location in Fond du Lac on North Main Street.

  • '98

    1998

    The former Bank One building in Eden was purchased and occupied by National Exchange Bank & Trust.

    In addition to our physical banking locations, National Exchange Bank & Trust opened a “virtual office” in 1998, continuing its tradition as an industry leader with the introduction of Exchange OnLine, an electronic banking product.

  • '99

    1999

    Four more Bank One offices were acquired. Cambria, Pardeeville and Randolph all became a part of the National Exchange Bank & Trust team. Campbellsport added a second office with the acquisition.

  • 2000s:

  • '00

    2000

    While plans to combine both Campbellsport offices into one location on Fond du Lac Street. were finalized, so were plans to add a second office to the West Bend area on Washington Street. A former Bank One building on West Washington Street gave customers another option in West Bend.

  • '02

    2002

    The continuing growth of National Exchange Bank & Trust demanded a unified look throughout all of our communities, so in 2002, National Exchange Bank & Trust underwent a face lift with a complete logo change.

  • '03

    2003

    Four Amcore banks were acquired in Kingston, Dalton, Montello and Westfield.

  • '05

    2005

    Montello’s aging facility was demolished, and services were moved to a new adjacent facility.

    In Fond du Lac, the bank purchased a building adjacent to 130 S. Main St. building for expansion.

    Beaver Dam and Howards Grove joined the NEBAT team in April.

    In October, NEBAT purchased the former M&I Marshall & Ilsley Bank offices in Allenton, Coloma, Hancock and Montello. Banking services in Montello were combined into the existing NEBAT Office.

  • '06

    2006

    More operational space was added with a lease at 10 W. Forest Ave. in Fond du Lac.

  • '07

    2007

    NEBAT entered new territory in the industry with its first venture into a grocery store facility in October. A partnership with a newly constructed Festival Foods on the east side of Fond du Lac gave the bank 600 sf in the front of the store to serve its existing and future customers in this growth area of the city. The facility operates seven days each week.

  • '16

    2016

    American Bank, also owned by NEB Corp Holding Company, merged with NEBAT. Six offices located in Brownsville, Fond du Lac, Mayville, Omro, Princeton and Waukesha were rebranded under the NEBAT name.

    To accommodate expanded operations in Fond du Lac, the office at 1 W. 2nd St. was purchased.

  • '18

    2018

    Operational services were reorganized into the existing Fond du Lac locations allowing for the release of the leased space on Forest Ave. After much consideration, our offices in Hancock and Cambria and one office in West Bend were closed as the bank continually evaluated ways to efficiently serve the financial needs of its customers.

  • '19

    2019

    Banking offices in Chilton and Elkhart Lake were purchased from Wisconsin Bank & Trust, expanding the bank's geographic footprint into Calumet County and increasing its market share in Elkhart Lake. The existing NEBAT Elkhart Lake facility relocated to the newly purchased office on Osthoff Avenue, consolidating operations and adding drive-up banking services for the Elkhart Lake NEBAT Customers.

  • '20

    2020

    NBW Bank, which was purchased by the holding company NEB Corp. in October 2019, was converted to National Exchange Bank & Trust in January, nicely filling a geographical void in the office network with offices in Waupun, Rosendale, Brandon and Fairwater.

  • '21

    2021

    NEBAT expands its market share in the Marquette County area with the purchase of the Westfield Office of Fortifi Bank. At that time, operations in Westfield were consolidated to the existing NEBAT office at 326 East Second Street which was renovated to accommodate the change. The former Fortifi office was closed. Offices in Cascade, Fairwater and Glenbeulah closed after a sustainability analysis revealed capabilities to increase efficiencies while maintaining connections with customers through our relationship-based business model and robust eBanking tools.

  • '23

    2023

    NEBAT purchases a bank building in Brandon and moves operations from a leased building on Woodward Street to 600 Clark Street.

    A major parking lot and drive-up facility construction project is completed at the 130 S. Main Street office in Downtown Fond du Lac, featuring new eBankers, also known as Interactive Teller Machines (ITMs).  This investment in banking technology continues to propel NEBAT into the future to offer customers more convenience and new ways to bank. The traditional drive-up facility, which was originally built in 1975, is replaced with additional employee parking. 

  • Exceptional Customer Support Since the Beginning

    Original NEBAT LogoSince its inception in 1933, National Exchange Bank & Trust has been at the side of consumers to help them prosper and has assisted small and large businesses to reach their goals. Always a friend of education and numerous non-profit organizations in the communities it serves, the bank is proud to support the growth and continued advancements of people in Southeast Wisconsin.

    Limited Time CD Specials

    11 month 3.77% APY*

    Fixed Rate | $5,000 minimum | Personal or Business

    7 month 4.29% APY*

    Fixed Rate | $5,000 minimum | Personal or Business

    To open a CD special, please visit your local office.

    Find Your Local Office

    *Annual percentage yield effective February 20, 2025. Rate subject to change. Substantial penalty for early withdrawal. Non-personal cap is $250,000.

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