Holiday Closing - Independence Day

Our offices with Saturday hours will be closed on Saturday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays.

Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

USA PATRIOT Act

Person signing paper on desk

Important information about procedures for opening or changing an account with your financial institution

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the U.S. government in the fight against the funding of terrorism and money-laundering activities.

When you open an account or change an existing account, we will ask each person for his or her name, physical address, mailing address, date of birth and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.