- Unlimited check writing.
- No minimum balance to maintain.
- No service charge.
- Free Exchange OnLine access (Internet Banking).
- Free Exchange Line access (Telephone Banking).
- CheckCard or ATM card with no annual fee.
- Six months free use of Exchange OnLine Bill Pay Feature.
- $50.00 Minimum Opening Deposit.
- 3 free ATM withdrawals per statement cycle - $1.00 service fee for each withdrawal more than three.