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Coronavirus Update

Please know, that as an essential service, National Exchange Bank & Trust will remain open through any potential government declarations. While our lobbies are closed for the safety of our employees and customers, drive-ups will continue to be open normal business hours. We will continue to work to serve our customer needs via non-personal contact methods.

Please read more in our statement and status regarding COVID-19.

Free Checking

This simple checking account, gets the job done. With no minimum balance to maintain, unlimited check writing and a fee-free CheckCard or ATM card, you can be carefree with Free Checking.

  • Unlimited check writing.
  • No minimum balance to maintain.
  • No service charge.
  • Free Exchange OnLine & Mobile Banking access (electronic banking).
  • Free Exchange Line access (telephone banking).
  • CheckCard or ATM card with no annual fee.
  • Free use of Exchange OnLine Bill Pay feature.
  • $50 Minimum Opening Deposit.
  • 3 free ATM withdrawals per statement cycle; $1 service fee for each withdrawal more than 3.
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