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Wisconsin agriculture loan programs
Regardless of whether you are just getting started or looking to expand your current farmstead, NEBAT has the ag lending options and expertise to help cultivate your success. As a community-focused bank, we take pride in serving the future generations of Wisconsin family-owned businesses with customized agriculture loan programs.
Wisconsin farm equipment financing
No farm operation is complete without reliable equipment and technology to care for the land and livestock, and our ag lenders can help you find the right farm equipment financing options to fit your needs. Whether that is a tractor or field harvester, NEBAT offers Wisconsin farmer's equipment financing guidance to help your farm flourish.
Meet Your Trusted Ag Lender
In working with the Agriculture Industry, National Exchange Bank & Trust farm and ag lenders have more than 50 years of combined experience. And, with every opportunity, our team takes time to understand the business, learn about our customers and grow with them. Start your partnership with one of our Wisconsin ag lending experts today!
Josh Blatz
AVP - Ag & Commercial Lending
920-533-8386
| NMLS #: 1894193
Ryan Gebhart
VP - Lending
920-906-3911
| NMLS #: 603363
Mitch Greenfield
VP - Ag Lending
920-324-5551
| NMLS #: 509450
FAQs
How do agriculture loans work?
Ag loans are like other business loans or lines of credit with set terms and payments that could be monthly, quarterly or annually – but uniquely specific to the agricultural industry.
What are agriculture loans used for?
Agriculture loans are designed to support the financial needs of farming operations throughout every stage of growth. Our ag lending team works with Wisconsin farmers to structure financing that aligns with production cycles, operational goals and long-term success.
Ag loans can be used for:
- Farm operating expenses and seasonal costs
- Land purchases and farm real estate improvements
- Livestock and feed purchases
- Equipment and machinery investments
- Expansion of existing farm operations
- Debt refinancing and consolidation
By working with an experienced ag lender, borrowers can secure financing that supports both immediate needs and future growth.
Are agriculture loans hard to get?
No, as long as an ag partner can show the ability to repay the loan, and the loan is properly secured the process can be very easy. Working with our knowledgeable ag lenders is critical to navigating your options and providing the necessary information on a timely basis can help speed up the loan process.
Should I apply for an FSA (Farm Service Agency) loan?
As an FSA approved lender, NEBAT’s knowledgeable lenders can help determine FSA eligibility, review FSA programs that meet the needs of the borrower and provide direction to a best fit solution for all parties.
How would I apply for a Farmer Mac Loan?
Farmer Mac loans are a great way to get a long-term fixed rate; however, these loans have very specific parameters for eligibility. This is a longer process but can be well worth it. Again, working with your knowledgeable ag lender is critical to successfully completing the application process.
