Installment Loans

We offer auto loans, mobile home loans and more.

Buy a car, boat, or mobile home and even finance your next vacation with a consumer installment loan. National Exchange Bank & Trust helps you make the purchases you need for both necessity and pleasure with various installment loan offerings, the most popular being an auto loan. Simply apply for the loan you want, and then, upon approval, receive funds to make the purchase. Try our easy-to-use loan payment calculator to estimate your loan payments.

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Installment Loans features

Personal service of a local, in-bank lender.
The ease of a fixed monthly payment making it easier to budget; the rate is fixed for a predetermined period, guaranteeing you the same payment each month.
A loan term that is structured to meet your ability to pay.
Collateral varies depending upon your individual situation.
Option of making the payment in person, through the mail, online, via telephone or automatically deducted from your checking or savings account.

Installment Loan Rates

Personal Line of Credit

Loan Calculator

Online Loan Applications

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you? When you open your account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver’s license information or other identifying documents.