Website Terms of Use and Online Privacy Statement

Website Terms of Use
Online Privacy Statement

National Exchange Bank & Trust Website Terms of Use

Your use of this NEBAT web site is governed by the applicable federal laws, the laws of the State of Wisconsin and these Terms of Use. By accessing this site you agree to abide by these Terms of Use. We reserve the right to change these Terms of Use from time to time. We will post all changes to these Terms of Use on this site but you may not receive any other notice of the changes. Thus, we suggest that you periodically review this web page.

NEBAT reserves the right to determine the eligibility of each customer for any product or service offered on this site. You may not be eligible for all of the products and services that we offer.

BY ACCESSING OR USING OUR WEB SITE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS OF USE AS THEY MAY FROM TIME TO TIME BE MODIFIED BY NATIONAL EXCHANGE BANK & TRUST (NEBAT).

Use of Website

Our website content is for your use and information and includes names, images, pictures, logos, icons, documents and other material (Content). The Content is solely for your personal use and other than for your personal use may not be copied, modified, distributed, reproduced or republished without permission of NEBAT.

Although we are careful to assure that this site is accurate and up-to-date,  we do not guarantee that all information on the site is always current and accurate. There will occasionally be delays in updating this site and there may be clerical errors when we input information. NEBAT will not be bound by any outdated or inaccurate information which may appear on this site.

Protecting children on the Internet is very important to us. For that reason, National Exchange Bank & Trust does not intentionally collect information at our website from those we actually know are under 13. Parents may be proactive and limit web site access to their children by installing filtering software. The Children's Online Privacy Protection Act (COPPA) protects children under the age of 13 from the online collection of personal information. Learn more about COPPA at the Federal Trade Commission's web site for children's privacy by reading How to Protect Kids' Privacy Online.

Modifications

NEBAT may at any time make modifications, changes, and alterations to the Content of this website, including these Terms of Use, without prior notice. Your continued use of this Web site following any modifications, changes or alterations shall constitute your acceptance of such modifications, changes or alterations.

Transmissions to and from this Web Site

Transmissions to and from this website or directed to NEBAT, including emails and use of the contact forms on this website, are not sent in a secure form and can be intercepted by third parties. Please do not use email or the contact forms for items which need our immediate attention. Please call 1-877-921-7700, visit any office, use the secure message center within our Internet banking product or write to us to communicate confidential information.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Content of this web site are the sole and exclusive property NEBAT.

Linked Sites

We provide links to non-NEBAT websites solely for your convenience. NEBAT has no control over the content on such non-NEBAT websites.  Links to non-NEBAT sites do not imply any endorsement of the content at such sites.   You agree to read and adhere to the policies and terms of use applicable to those websites. 

Limitation of Liability

IN NO EVENT WILL NEBAT OR ITS SUBSIDIARIES, AFFILIATES, REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY OTHER DAMAGES, WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS  WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEB SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEB SITE; ANY WEB SITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEB SITE OR ANY OTHER WEB SITE, EVEN IF NEBAT IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

National Exchange Bank & Trust Online Privacy Statement

Our Online Privacy Statement describes how we may collect, use and share information you provide when you visit our website or websites we partner with to provide services to you, receive our emails or interact with advertisements National Exchange Bank & Trust may place on third-party websites.

Our Online Privacy Statement does not cover your interactions on websites we may advertise on and or may link to for informational purposes. We encourage you to read the privacy policies on these sites.

Information We Collect
How We Use the Information We Collect
How You Control Your Information That is Collected Online

Information We Collect

We collect two types of online information: non-personal and personal.

When you browse our site or receive one of our emails, National Exchange Bank & Trust and companies we work with use cookies and/or pixel tags to collect information and store your online preferences. Cookies are widely used and most browsers are set up to accept them automatically. If you would prefer, you can choose to not accept cookies via your personal browser settings; however, this may impact your experience.

Cookies and pixel tags do not capture any information that can personally identify you.

The information they gather helps us improve your online experience and may include:

  • Your response to one of our emails
  • Time and duration of your visit to our site
  • Pages you viewed while on our site

Non-Personal Information

In order to provide you with the best experience when you are visiting our site, we may collect:

  • the IP address of the device you use to connect to the Internet
  • what browser and version of it being used
  • the type of operating system you have
  • the site from which you came.

Personal Information

In addition to the information described in the previous section, we may also gather personal information that you provide to us such as your name, address, phone number and email.

For example, we collect personal information when you are:

  • Banking online
  • Applying for a new account

The personal information you provide online is held by National Exchange Bank & Trust. You can access and/or change information in connection with your account or application by logging on to your account online or contacting customer service.

Please see our Privacy Notice for a comprehensive explanation of how we collect, use and share your information.

How We Use the Information We Collect

National Exchange Bank & Trust uses the information we collect about and from you to manage our business and to offer an enhanced, personalized online experience on our site and third-party websites.

The information we collect allows us to:

  • Process applications and transactions
  • Respond to your requests

How You Can Control Your Information Sharing While Online

You can control whether to accept cookies or not. If you decide to not accept cookies, some features and services on our site may not work properly because we may not be able to recognize and associate you with your account(s).

If you would prefer not to accept cookies, you may modify your browser settings to notify you when you receive a cookie or to automatically not accept any cookies.

Notice of changes

From time to time, we may change this policy. The effective date of this policy, as stated below, indicates the date when this policy was last modified.

Effective Date: October 2013

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