Relationship Checking offers you free, unlimited access to all the features of Exchange OnLine (Internet banking) including Bill Payment, eBills, eStatements and Personal Financial Management tools. Receive a free, no-annual-fee Visa® CheckCard and earn points towards great rewards.
Exchange OnLine
Take advantage of free online banking in Exchange OnLine, and do you banking anywhere with the mobile app.
Fee-Free CheckCard
Enjoy unlimited ATM access with the National Exchange Bank Visa CheckCard or ATM Card.
Free Bill Pay
Make the chore of paying bills easy with free Bill Pay in Exchange OnLine. Manage all your monthly bills from one convenient account.
Other great features and benefits
- Unlimited check writing.
- Free Exchange Line access (telephone banking).
- Reduced annual fee on a Personal Line of Credit (subject to credit approval).
- Overdraft Protection via Savings with no annual fee.
- No minimum balance required and avoid monthly service charges with direct deposit of payroll on at least a monthly basis or a National Exchange Bank & Trust mortgage.
- Free check safekeeping.
Account Requirements
$50 minimum opening deposit.
Minimum balance levels:
- $250 daily balance in the account, or
- $500 monthly average balance in the account, or
- $1,000 daily minimum balance maintained in a regular savings account, money market, certificate of deposit or IRA certificates.
$5 monthly fee plus 25¢ per withdrawal if one of the above balance requirements is not maintained.