Relationship Checking offers you free, unlimited access to all the features of Exchange OnLine (electronic banking) and the mobile banking app including Bill Payment, eBills, eStatements and Personal Financial Management tools. Receive a free, no-annual-fee Visa® CheckCard and earn points towards great rewards.
Exchange OnLine
Take advantage of free electronic banking in Exchange OnLine, and do your banking anywhere with the mobile app.
Fee-Free CheckCard
Enjoy nation-wide ATM access with the National Exchange Bank Visa CheckCard or ATM Card.
Free Bill Pay
Make the chore of paying bills easy with free Bill Pay in Exchange OnLine. Manage all your monthly bills from one convenient account.
Other great features and benefits
- Unlimited check writing.
- Free Exchange Line access (telephone banking).
- Reduced annual fee on a Personal Line of Credit (subject to credit approval).
- Overdraft Protection via Savings with no annual fee.
- No minimum balance required and avoid monthly service charges with a minimum direct deposit of payroll on at least a monthly basis or a National Exchange Bank & Trust mortgage.
- Free check safekeeping.
Account Requirements
$50 minimum opening deposit.
Minimum balance levels:
- $500 daily balance in the account, or
- $2,500 combined daily minimum balance in an attached savings, money market, certificate of deposit or IRA account. You must notify the bank to have your accounts linked.
$8 monthly fee if one of the above balance requirements is not maintained.