Loading
The more you use it, the more points you’ll earn towards great rewards
Exchange Online
Take advantage of free electronic banking in Exchange OnLine, and do your banking anywhere with the mobile app.
Fee-Free CheckCard
Enjoy nation-wide ATM access with the National Exchange Bank & Trust Visa CheckCard or ATM Card.
Free Bill Pay
Make the chore of paying bills easy with free Bill Pay in Exchange OnLine. Manage all your monthly bills from one convenient account.
Other Great Features & Benefits
- Unlimited check writing.
- Free Exchange Line access (telephone banking).
- Reduced annual fee on a Personal Line of Credit (subject to credit approval).
- Overdraft Protection via Savings with no annual fee.
- No minimum balance required and avoid monthly service charges with a minimum direct deposit of payroll on at least a monthly basis or a National Exchange Bank & Trust mortgage.
- Free check safekeeping.
Account Requirements
$50 minimum opening deposit.
Minimum balance requirements: $500 daily balance in the account, or $2,500 combined daily minimum balance in an attached savings, money market, certificate of deposit or IRA account. You must notify the bank to have your accounts linked.
$8 monthly fee if one of the above balance requirements is not maintained.
Personal Check Reorders
Great check styles and the quality you trust are delivered to your door when you conveniently reorder your checks online. Click the icon below to reorder Deluxe checks. Deluxe is our preferred check printer. You will be securely transferred to their check ordering website.
For your security, information changes can’t be made when using the online tool. However, you may select a new style. For updates to your personal information, please contact your local office.
