Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Steps Programs

a piggy bank on top of a stack of books wearing a graduation cap

Account Overview

3-year CD. Steady growth, no risk. At the end of 3 years, renew the certificate, invest in another account or use the funds immediately for education needs.
Preferential interest rate.
$300 minimum opening deposit.
Additional deposits may be made throughout the life of the CD.
Withdraw up to 4 times per year for school expenses.

Current Rates

Step-Up Scholarship Application

The 2025 Step-up Scholarship is now available. Step-up members are invited to submit an application any time between now and Monday, March 31, 2025.

Apply Now

Quick Links

Step-Up Program (Ages 13 - 25) Steps Savings Step-Up Checking