Text Scams - Use Caution

We have been informed of an increase in text scams. Do not call a number provided in a text. If you receive a call, do not give any account information. Hang up and call a trusted number. Delete the text immediately. Stay safe and vigilant!

Exchange OnLine: First Time Login

Use your existing username and password to login to the upgraded online banking platform and follow the prompts to set up a new password. For links directly to the app stores, FAQs and support contact information, please visit our Online Banking Upgrade news blog.

Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Steps Programs

a piggy bank on top of a stack of books wearing a graduation cap

Account Overview

3-year CD. Steady growth, no risk. At the end of 3 years, renew the certificate, invest in another account or use the funds immediately for education needs.
Preferential interest rate.
$300 minimum opening deposit.
Additional deposits may be made throughout the life of the CD.
Withdraw up to 4 times per year for school expenses.

Current Rates

Quick Links

Step-Up Program (Ages 13 - 25) Steps Savings Step-Up Checking