Exchange OnLine: First Time Login

Exchange OnLine and the NEBAT mobile app received a major upgrade! Use your existing username and password to login. Then, follow the prompts to access your online banking account and set up a new password.

For links directly to the app stores, FAQs and support contact information, please visit our Online Banking Upgrade news blog.

Holiday Closing - Juneteenth

Our offices will be closed on Thursday, June 19, for Juneteenth.

Holiday Closing Schedule and Notice

Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Steps Programs

a piggy bank on top of a stack of books wearing a graduation cap

Account Overview

3-year CD. Steady growth, no risk. At the end of 3 years, renew the certificate, invest in another account or use the funds immediately for education needs.
Preferential interest rate.
$300 minimum opening deposit.
Additional deposits may be made throughout the life of the CD.
Withdraw up to 4 times per year for school expenses.

Current Rates

Quick Links

Step-Up Program (Ages 13 - 25) Steps Savings Step-Up Checking