Holiday Closing - Veterans Day

Our offices will be closed on Tuesday, November 11, for Veterans Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays.

IMPERSONATION ALERT: Businesses and Customers Beware!

We have received reports of businesses and customers receiving phone calls claiming to be from the National Exchange Bank Fraud department. If you receive a call, politely decline to discuss anything confidential, hang up and call your local office directly.

Find Your Nearest Location's Contact Information Here

Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Steps Programs

a piggy bank on top of a stack of books wearing a graduation cap

Account Overview

3-year CD. Steady growth, no risk. At the end of 3 years, renew the certificate, invest in another account or use the funds immediately for education needs.
Preferential interest rate.
$300 minimum opening deposit.
Additional deposits may be made throughout the life of the CD.
Withdraw up to 4 times per year for school expenses.

Current Rates

Quick Links

Step-Up Program (Ages 13 - 25) Steps Savings Step-Up Checking