Scammers are Spoofing a NEBAT Phone Number & Impersonating Employees - Beware!

We've recently received reports of fraudsters spoofing a National Exchange Bank & Trust phone number and claiming to see unusual card charges from Walmart, Target and other stores. They are asking to "verify card information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

Dollars for Scholars

It’s never too early to start saving for your child’s higher education. The right place to start is National Exchange Bank & Trust’s Dollars for Scholars savings plan. Money can be set aside from birth through age 25.

Steps Programs

a piggy bank on top of a stack of books wearing a graduation cap

Account Overview

3-year CD. Steady growth, no risk. At the end of 3 years, renew the certificate, invest in another account or use the funds immediately for education needs.
Preferential interest rate.
$300 minimum opening deposit.
Additional deposits may be made throughout the life of the CD.
Withdraw up to 4 times per year for school expenses.

Current Rates

Quick Links

Step-Up Program (Ages 13 - 25) Steps Savings Step-Up Checking