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Home Mortgage

National Exchange Bank & Trust has been helping your friends and neighbors finance their homes for many years. Whether you are a first-time buyer, want to move into a larger home, or want to refinance your existing home, National Exchange Bank has many financing programs available to help make the process easy. Just fill out and submit an online application and one of our loan representatives will follow up on the status and answer any questions you may have. Our goal is to provide the highest level of service at competitive rates so you can sleep good at night in your home.

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Mortgage Resource Center

Please visit our Mortgage Center to get pre-approved and much more!

Mortgage Center

How Do I Get Pre-Approved for a Loan?

Start our online loan application and check pre-approval when prompted!

If you are interested in a Preferred Pre-Approval (the next best thing to a cash offer), contact us through our online form or call your local office.

You can also specify your lender within the online application. If you don't already have a NEBAT lender, one will reach out to you upon submission.

Home Buyer's Guide

We understand that buying a home is an exciting and sometimes daunting prospect.  Check out this roadmap infographic on the home buying process, and feel free to contact one of our lenders to simply ask questions.  We are here to support you throughout your home buying process.

Mortgage Closing Checklist

Use this simple checklist to help you prepare for closing. Keep in mind that homebuyers can be the target of fraud, so it is important to make sure all communications are with your trusted representatives, not an impersonator.  Being informed and prepared for closing may help you avoid being a victim of fraud.

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