National Exchange Bank & Trust has been helping your friends and neighbors finance their homes for many years. Whether you are a first-time buyer, want to move into a larger home, or want to refinance your existing home, National Exchange Bank has many financing programs available to help make the process easy. Just fill out and submit an online application and one of our loan representatives will follow up on the status and answer any questions you may have. Our goal is to provide the highest level of service at competitive rates so you can sleep good at night in your home.
Please reach out to your local lender for home purchases or cash-out refinancing opportunities.
Home Buyer's Guide
We understand that buying a home is an exciting and sometimes daunting prospect. Check out this roadmap infographic on the home buying process, and feel free to contact one of our lenders to simply ask questions. We are here to support you throughout your home buying process.
Mortgage Closing Checklist
Use this simple checklist to help you prepare for closing. Keep in mind that homebuyers can be the target of fraud, so it is important to make sure all communications are with your trusted representatives, not an impersonator. Being informed and prepared for closing may help you avoid being a victim of fraud.
Online Loan Applications
To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you? When you open your account, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver’s license information or other identifying documents.