Holiday Closing - Independence Day

Our offices with Saturday hours will be closed on Saturday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays.

Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

Money Market Account

Enjoy competitive rates and easy access with no risk, all in one account. Your interest rate fluctuates with your account balance.

Open an Account

close-up of a woman holding a piggy bank and putting a coin in

Account Overview

The more you deposit, the higher the rate of interest you earn.

Tier I: $0 to $24,999.99.
Tier II: $25,000 to $49,999.99.
Tier III: $50,000 to $99,999.99.
Tier IV: $100,000 to $249,999.99.
Tier V: $250,000 or more.

Minimum Balance Requirements

Daily balance of $2500 or more

Save More with a 5/1 Adjustable-Rate Mortgage (ARM)

...and Even More with Autopay!

Looking for a mortgage that fits your short-term goals? A 5/1 ARM offers a lower fixed rate for the first five years, giving you the flexibility to plan for what's next.

Bundle and Save: Set up a checking account with autopay for your loan and you may qualify for an additional discount - more savings, automatically.

Learn More About 5/1 ARMs

Find Your Local Lender

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Account Overview

Minimum Balance Requirements

Save More with a 5/1 Adjustable-Rate Mortgage (ARM)

...and Even More with Autopay!

Rates Savings Accounts Investment Management