Step-Up Checking

Rewards for making good financial choices

• ATM fee refunds* - get cash where you are without worrying about the fee.

• Interest rate bonuses on your qualifying savings, money market or CD account.

Qualifying for Rewards

• Eligible customers will have celebrated fewer than 26 birthdays.
• eStatements — all account statements in the program must be delivered electronically (which requires acceptance of the eStatement and eNotice Agreement).
• Then pick what works best for you during the qualification cycle. Go Electronic or Balance it Out:
  • Go Electronic

    Direct deposit or remote-check deposit at least $25.
Use your CheckCard 4 or more times.
Limit your checks to less than 3 debits.
  • Balance it Out

    Keep a daily minimum of $200 of your hard-earned funds in the bank in a combination of qualifying accounts. (Savings accounts with a WUTMA title are not included.)

Track your rewards and qualification progress

Banking benefits may be monitored any time during the cycle by logging into the Exchange OnLine full site and email alerts will be sent the Wednesday morning of a new rewards cycle to let you know if you met the requirements for the previous cycle.

Qualification Cycle