Step-Up Checking

Taking steps towards financial independence is easier, as young adults learn to manage their money with their own checking account.

Rewards for making good financial choices:

  • ATM fee refunds* - get cash where you are without worrying about the fee.
  • Interest rate bonuses on your qualifying savings, money market or CD account.

Additional benefits:

*ATM refunds will occur within two business days of each ATM transaction.

Qualifying for Rewards

  1. Eligible customers will have celebrated fewer than 26 birthdays.
  2. eStatements - all account statements in the program must be delivered electronically (which requires acceptance of the eStatement and eNotice Agreement).
  3. Then pick what works best for you during the qualification cycle - Go Electronic OR Balance it Out:
    • Go Electronic
      Direct Deposit or Remote Check Deposit at least $25.
      Use your CheckCard four or more times
      Limit your checks to less than three debits
    • Balance it Out
      Keep an average of $200 of your hard-earned funds in the bank in a combination of qualifying accounts. (Savings accounts with a WUTMA title are not included.)

Track your rewards and qualification progress.

Banking Benefits may be monitored any time during the cycle by logging into the Exchange OnLine full site and email alerts will be sent the Wednesday morning of a new rewards cycle to let you know if you met the requirements for the previous cycle.

Find a Branch Office | Find an ATM

Bank-by-Phone: 800-707-BANK (2265)

Para servicios en español contáctenos al
numero 920-906-6963 o visite la página Internet.

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