Homeownership is Possible!
Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more.
Mobile banking benefits
- Deposit Checks with Remote Check Deposit
- Check your account balances
- View your transaction history
- Transfer funds between accounts
- Use Bill Pay
- Locate National Exchange Bank & Trust Offices and ATMs
Mobile App
Android and iPhone apps are available for download through Google Play (Android) or the App Store (iPhone) - search National Exchange Bank & Trust.
Check Deposit
Simply follow the step-by-step guide through the app to picture the front and back of your check.
People Pay
It’s the fast, easy and safe way to send money via an email address or mobile number. After enrolling through Exchange OnLine, this great convenience feature is available in the palm of your hand.
Personal Finance
Your one-stop-shop for everything you need to manage your finances. Once you have Personal Finance set-up through your PC, you can track your expenses on the go through the mobile app.
Card Controls, Alerts & Wallet
Tap the wallet icon in the upper right hand corner of the app to access CheckCard and HSA debit card controls and alerts. Card control features include turning your card on and off, or control by location, transaction type, merchant type and transaction amount. Turn on card alerts for transaction type, merchant type, international and by amount.
iPhone users can also add their card to Apple Pay via the NEBAT App wallet functions.
Open An Account
Ready to open a new National Exchange Bank & Trust account from the comfort of your home? You don’t even need to open up your laptop, our online account opening process is mobile friendly!
SecurLOCK App
With the SecurLOCK™ Equip app you can control your National Exchange Bank & Trust CheckCard and help protect it from fraud. Turn your card on or off and set transaction limits.
Digital Wallet
You can now add our card to the digital wallet on your phone! With a smartphone, you can go to your digital wallet app and manually add your card. Additionally, iPhone users can add their CheckCard to Apple Pay by using the ‘Wallet’ option within our mobile banking app.
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Step One
Simply login to the mobile app
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Step Two
Click the 'Wallet' icon in the upper right-hand corner.
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Step Three
Find the card you want to add to Apple Wallet and select "Add to Apple Wallet.'
Managing Your Mobile Devices
In Exchange OnLine, you can add, remove or disable mobile devices through the Mobile Banking Center, by choosing “Manage mobile banking settings” under the “Customer Service” tab or on the Quick Links Menu on the “Accounts Overview” page.
Security
Just like using Exchange OnLine on a computer, you will always be asked to provide your secure username and password. Device passwords are also encouraged.
Up-to-date virus and malware protection should be on all equipment used to access Exchange OnLine.
Use the FCC’s Smartphone Security Checker to take additional steps to secure your device.
Cost
Mobile Apps and Text Banking are free; however, text message and data fees may apply from your wireless carrier.
Mobile Banking Terms and Conditions of Use.
