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Mobile Banking


With an active Exchange OnLine account, mobile banking makes it easy to do your banking anywhere and everywhere.

  • Deposit Checks with Remote Check Deposit
  • Check your account balances
  • View your transaction history
  • Transfer funds between accounts
  • Use Bill Pay
  • Locate National Exchange Bank & Trust Offices and ATMs

Mobile App

Android and iPhone apps are available for download through Google Play (Android) or the App Store (iPhone) - search National Exchange Bank.

Download our App on the Apple Store Download our App on the Google Play Store

Text Banking

As simple as one letter: Text “B” for balance and “H” for history.

Text Banking is a fast, easy way to look up account balances or recent account history without needing a smart phone or logging into your account.

To enroll in Text Banking, choose “Manage mobile banking settings” from the menu on the “Customer Service” tab of Exchange OnLine and click "Activate Now" next to “Text Banking.” You will receive an activation code, instructions and a text message from National Exchange Bank & Trust to get you started.

Managing Your Mobile Devices

In Exchange OnLine, you can add, remove or disable mobile devices through the Mobile Banking Center, by choosing “Manage mobile banking settings” under the “Customer Service” tab or on the Quick Links Menu on the “Accounts Overview” page.


Just like using Exchange OnLine on a computer, you will always be asked to provide your secure username and password. Device passwords are also encouraged.

Up-to-date virus and malware protection should be on all equipment used to access Exchange OnLine.

Use the FCC’s Smartphone Security Checker to take additional steps to secure your device.


Mobile Apps and Text Banking are free; however, text message and data fees may apply from your wireless carrier.

Mobile Banking Terms and Conditions of Use.

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