We have a fresh new look and feel! 

On February 5, our redesigned website launched. Although you will see a new look, it is still the same trusted site and service that National Exchange Bank & Trust offers.

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
National Exchange Bank & Trust logo
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Mobile Banking

With an active Exchange OnLine account, mobile banking makes it easy to do your banking anywhere and everywhere.

iOS: Download on the App Store Android: Get it on Google Play

woman sitting by a lake looking at her phone

Card Controls & Alerts Digital Wallet Mobile FAQs Manage Devices

Mobile banking benefits

  • Deposit Checks with Remote Check Deposit
  • Check your account balances
  • View your transaction history
  • Transfer funds between accounts
  • Use Bill Pay
  • Locate National Exchange Bank & Trust Offices and ATMs


Mobile App

Android and iPhone apps are available for download through Google Play (Android) or the App Store (iPhone) - search National Exchange Bank & Trust.

Check Deposit

Simply follow the step-by-step guide through the app to picture the front and back of your check.

Mobile Check Deposit

People Pay

It’s the fast, easy and safe way to send money via an email address or mobile number.  After enrolling through Exchange OnLine, this great convenience feature is available in the palm of your hand.

People Pay

Personal Finance

Your one-stop-shop for everything you need to manage your finances. Once you have Personal Finance set-up through your PC, you can track your expenses on the go through the mobile app.

Personal Finance

Card Controls, Alerts & Wallet

Tap the wallet icon in the upper right hand corner of the app to access CheckCard and HSA debit card controls and alerts. Card control features include turning your card on and off, or control by location, transaction type, merchant type and transaction amount. Turn on card alerts for transaction type, merchant type, international and by amount.

iPhone users can also add their card to Apple Pay via the NEBAT App wallet functions.

Open An Account

Ready to open a new National Exchange Bank & Trust account from the comfort of your home?  You don’t even need to open up your laptop, our online account opening process is mobile friendly!

Online Account Opening

SecurLOCK App

With the SecurLOCK™ Equip app you can control your National Exchange Bank & Trust CheckCard and help protect it from fraud. Turn your card on or off and set transaction limits.

SecurLOCK Equip

Digital Wallet

You can now add our card to the digital wallet on your phone! With a smartphone, you can go to your digital wallet app and manually add your card. Additionally, iPhone users can add their CheckCard to Apple Pay by using the ‘Wallet’ option within our mobile banking app.

  • 1

    Step One

    Simply login to the mobile app

  • 2

    Step Two

    Click the 'Wallet' icon in the upper right-hand corner.

  • 3

    Step Three

    Find the card you want to add to Apple Wallet and select "Add to Apple Wallet.'

    • Managing Your Mobile Devices

    In Exchange OnLine, you can add, remove or disable mobile devices through the Mobile Banking Center, by choosing “Manage mobile banking settings” under the “Customer Service” tab or on the Quick Links Menu on the “Accounts Overview” page.

    Security

    Just like using Exchange OnLine on a computer, you will always be asked to provide your secure username and password. Device passwords are also encouraged.
    Up-to-date virus and malware protection should be on all equipment used to access Exchange OnLine.
    Use the FCC’s Smartphone Security Checker to take additional steps to secure your device.

    Cost

    Mobile Apps and Text Banking are free; however, text message and data fees may apply from your wireless carrier.
    Mobile Banking Terms and Conditions of Use.

    Mobile FAQs and Troubleshooting

    Mobile Check Deposit FAQs

    Pass Code / Quick Access Issues for Android Users

    If you are having issues with your Fingerprint or Passcode Quick Access not working properly, try the following steps:

    1. Ensure your phone operating system is up-to-date with the latest Android release. Running Android 13 has been known to help and this has been an impactful first step for many of our users.
    2. Ensure you are running the latest app version. Open the app and click About on the login screen to find the app version and compare it to what is on Google Play Store.
    3. Uncheck the small box that defaults to fingerprint access (if applicable) on the log in screen.
    4. Log in to the app with your User ID and Password.
    5. Go to More > Settings and disable Quick Access.
    6. Sign out and close the app.
    7. Open the app and log in.
    8. Go to More > Settings and enable Quick Access.
    9. Sign out and close the app (again).
    10. Re-launch the app and log in using your Quick Access settings.
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