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Rewards Programs

Pay with Points

PayPal

The PayPal Pay with Rewards feature lets cardholders pay with ScoreCard® Rewards points for qualifying online purchases at millions of PayPal merchants globally. This is an exciting new way to use points when shopping online, from the comfort of your home. When you use PayPal to pay a participating merchant online, you have the option to convert your eligible loyalty point balance to currency as an alternative form of payment.

Cardholders need to enroll in the program to be able to pay with points.

Pay with PayPal Instructions

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Retail

You are able to use your rewards points to pay for discounted purchases at CVS, Walgreens and Dollar General at the register in real-time.

Here’s how it works:

  1. Swipe or dip your enrolled National Exchange Bank & Trust Visa® Credit Card or CheckCard in-store at the point-of-sale terminal (POS).
  2. When you use your card at CVS, Walgreens or Dollar General (in-store only), you will have the option to convert your eligible loyalty point balance to currency as an alternative form of payment.
  3. If you have enough loyalty points and make a purchase of at least $10 at CVS or Walgreens, you will receive a message prompt at the terminal asking if you would like to use 2,000 points for $10 off their purchase. If you have enough loyalty points and make a purchase of at least $5 at Dollar General, you will receive a message prompt at the terminal asking if you would like to use 1,000 points for $5 off their purchase.
  4. If you select “YES”, the purchase amount will be discounted. If you select “NO”, points will not be deducted from your points balance and you will pay the original purchase amount.

Redeem2Erase

Redeem2Erase gives National Exchange Bank & Trust Visa® Credit Card users the ability to redeem reward points to erase recent transactions off your statement and earn statement credit. Redeem2Erase is an easy redemption option that is sure to delight cardholders.

Transactions ranging from $20 to $1,000 are eligible to be erased. Erased transactions will post within 1-2 statement cycles.

From the "Account" menu on the ScoreCard® Rewards website, select "Transactions" to see a list of eligible transactions to erase.

Redeem Points in Near Real-Time

Premium Payback SMS allows cardholders to use points on everyday purchases. Use your card as you normally do and be surprised and delighted when an offer is presented to pay with points on your most recent transaction.

Cardholders need to enroll into Premium Payback SMS through the ScoreCard® Rewards website. During enrollment, you provide the email address and mobile phone number where you would like the offers to be presented. Once enrolled, you receive an email and SMS text to confirm enrollment. You will then begin receiving up to two (2) pay with point opportunities on everyday spending.

Here’s how it works:

  1. After you complete an eligible transaction, you will receive a SMS text to your registered mobile number and email within minutes of the purchase asking if you would like to redeem “X” amount of points for “Y” amount off your most recent purchase.
  2. You have the option to select yes, and the points are deducted from your point bank through a statement credit. If you choose not to use points for the transaction, the points are temporarily deducted from your point balance until the offer expires.
  3. Cardholders will have 72 hours in order to redeem their offer. The expiration date will be on the offer to notify you of the time you have to redeem. If you try to redeem after the expiration date, you will receive a notice stating the offer is no longer available and be redirected to your loyalty account for other pay with points opportunities.

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