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Every small business deserves the chance to grow and improve operations, and yours is no different! SBA loans provide an excellent alternative for small business owners who may not qualify for conventional financing.
At National Exchange Bank & Trust, we can help turn your small business dreams into a reality. As an experienced SBA lender, our business loan specialists will work hard to understand your company and determine what type of small business loan will fit your unique needs. Being an authorized SBA partner enables us to provide a number of small business loan options that are specifically designed to meet key financing factors.
National Exchange Bank & Trust offers a variety of small business loan options, regardless of what stage your business is in.
The 7(a) loan program is the SBA’s primary business loan program. These loans can be used for:
The 504 SBA loan program provides long-term, fixed rate financing for significant fixed assets that promote business growth and employment creation. These loans can be used to purchase or construct:
Or the enhancement or modernization of:
We understand that not every loan fits in a box. Our specialty loans may be another great option to help with your specific financial needs. If you are looking to finance (or refinance) owner occupied commercial real estate or equipment there are a lot of good reasons to take a look at the SBA 504 Loan. With access to this program, business owners can take advantage of lower down payments, affordable fixed rates and terms up to 25 years.
At National Exchange Bank & Trust, we are here to guide you every step of the way to ensure your application for a small business loan goes smoothly! If you have any questions about SBA loan programs or about the SBA loan approval process, please contact us and our team of experts will be happy to help.
National Exchange Bank & Trust has a strong commitment to the success of our customers and building long term relationships. We earn our customer’s trust each and every day. We are your independent bank with big bank abilities. Let’s talk business!
Start your partnership with one of our Wisconsin SBA lenders today.
NEBAT primarily partners with the SBA to offer business loans supported by an SBA guarantee (7A) and or loans supporting the acquisition of equipment and real estate using the SBA 504 bond program. SBA loans can provide working capital, support of a business acquisition or “start-up”, and capital expenditures for equipment / real estate.
As a small business owner in Wisconsin, if you meet the SBA requirements for a loan, the purpose is almost limitless. National Exchange Bank & Trust has worked through SBA loan deals for equipment purchases, expansions, acquisitions, working capital lines of credit and many other unique, specialized loans as well. The best thing to do if you are questioning if an SBA Loan is right for your business is to talk to one of our experienced SBA lenders.
The SBA, as with various government programs, has specific guidelines and standard operating procedures. Working with an experienced SBA lender is key in order to navigate eligibility and the application process.
The SBA programs are designed to support entrepreneurs starting a business; existing businesses looking to grow; and opportunities to enhance the business through ownership of real estate, adding new equipment to enhance capabilities; or acquire another business. Approval is all about the business plan and opportunities for success. Working with a knowledgeable commercial banker increases the chances for getting approved and developing a successful business.
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