Exchange OnLine: First Time Login

Exchange OnLine and the NEBAT mobile app received a major upgrade! Use your existing username and password to login. Then, follow the prompts to access your online banking account and set up a new password. 

For links directly to the app stores, FAQs and support contact information, please visit our Online Banking Upgrade news blog.

Holiday Closing - Independence Day

Our offices will be closed on Friday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

Be Aware of Text Scams

We have been informed of an increase in text scams, falsely claiming to be from "Kroger." These messages appear as purchase alerts, suggesting that your card has been used to make a payment at Kroger. Please remember: Do not click on any links in these messages. Do not send any payments or personal information. Do not call the number provided in the text message. If you receive this message, delete it immediately. Stay safe and vigilant!

Credit Cards

Whether you're looking for a credit card to make everyday purchases or saving it for emergencies, NEBAT credit cards are a great option for existing customers.

woman standing outside pulling money out of a wallet

Visa® Credit Card options

With our Visa® Classic Card and Visa Platinum Credit Card you can take advantage of the exceptional benefits, extra conveniences and outstanding services available to you from Visa®. Our Classic and Platinum cards also include the ScoreCard Rewards® Program.

Want to apply? Contact your local office!

Scorecard Rewards Credit Card Online Access Control Your Card

The Visa® Platinum Credit Card Advantage

Compare the benefits of your current card with our Visa® Platinum Credit Card.

  • No annual fee
  • Flexibility of Visa®
  • Sleek and stylish appearance
  • Includes all benefits listed below

(Must qualify for a $2,500 credit line to be approved for a platinum card.)

Tap to Pay With Your NEBAT Card

Online Access

For your convenience, you may view your credit card activity and make payments online. All you need is your credit card number, the last four digits of the primary cardholder’s social security number and ZIP code to gain access. Login to see the value of this service:

  • 1

    One

    View Balance Information

  • 2

    Two

    Review current transactions

  • 3

    Three

    View up to 12 previous statements

  • 4

    Four

    Make Payments

  • Payments

    You may pay your balance in full each month or extend your payments over a period of time simply by making your minimum monthly payments. The choice is yours.
    Making a payment is easy via any of the following methods:

    Balance Transfers

    Transferring balances is easy and convenient and may be done either by submitting a balance transfer form or by filling out the back portion of the credit card application.

    Be rewarded for your everyday purchases

    For every $1 you spend on eligible purchases using your Visa® Credit Card, you earn 1 point towards great rewards. The more points you earn, the better the reward.

    ScoreCard Rewards

    Card Controls & Alerts

    Using the mobile app, you can set card controls and alerts.

    Learn How

    Credit Card Rates

    View Current Rates

    ScoreCard® rewards

    Earn great rewards for everyday purchases. All National Exchange Bank & Trust CheckCard and credit card holders automatically receive benefits from the ScoreCard® Rewards program.

    Get Started

    woman sitting in front of a laptop holding a card

    Compromised, Lost or Stolen Cards

    To report a compromised, lost or stolen card during normal business hours:

    To report a compromised, lost or stolen card after normal business hours:

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