Homeownership is Possible!

Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more.

Deposit Capture

Our remote deposit capture product, Direct Link Merchant, allows business customers to deposit checks remotely from their business site and securely transmit the funds to National Exchange Bank & Trust to be credited to their account.

Close-up of hands taking a picture of a check with a mobile phone

Benefits of Business Remote Check Deposit

Cost savings
Account consolidation
Faster funds availability
Convenient deposit times
Reduction in deposit errors
Increased efficiencies
Fraud reduction

Remote Check Deposit features

Deposit Details

View all deposits or individual deposits
View, print or save individual items, front and back
Audit trail provides easy checkback

Browser-based Program Eliminates the Need for Additional Software

Less demand on your system memory
Access to images for up to 2 years
PDF feature allows images to be stored as you desire

Complete System Improves your Business’s Efficiencies

Reduces the frequency of trips to the bank
Centralizes financial management of multiple business locations to one central location
Streamline receivables with the Remittance Module
Same-day deposits improves the availability of your funds
Variety of reports for complete research

Security Features Reduce Fraud

Fewer people handling the checks
Individual log-ins provide accountability
Multi-level security and access
Company ID
Individual user IDs and passwords
Users may be assigned to one location or all
Dual control available
Multi-factor authentication