Explore the Flexibility of a 5/1 Adjustable-Rate Mortgage (ARM)
Looking for a starter home or want to refinance in a few years? A 5/1 Adjustable-Rate Mortgage lets you own now while keeping your future flexible. Learn how a 5/1 ARM could be the right fit for your goals by visiting our Home Loans & Mortgage page!
Holiday Closing - Labor Day
Our offices will be closed on Monday, September 1, for Labor Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays.
Holiday Closing Schedule and Notice
Holiday hours will occasionally affect transaction cut-offs and item processing. Additionally, our office inside Festival Foods in Fond du Lac may observe different holiday hours.
Please note that our holiday schedule is based on the Federal Reserve Bank, and these days are non-processing days for all transactions. Deposits and items captured after 5:00 p.m. CST on the business day prior to the holiday, will not be processed or approved until the business day following the holiday.
National Exchange Bank & Trust offices will be closed on the following holidays.
| 2025 | Observed Holiday |
|---|---|
| Friday, July 4 | Independence Day |
| Monday, September 1 | Labor Day |
| Monday, October 13 | Columbus Day |
| Tuesday, November 11 | Veterans Day |
| Thursday, November 27 | Thanksgiving Day |
| Thursday, December 25 | Christmas Day |
| 2026 | Observed Holiday |
|---|---|
| Thursday, January 1 |
New Year's Day |
| Monday, January 19 | Martin Luther King Jr. Day |
| Monday, February 16 | Washington's Birthday (President's Day) |
| Monday, May 25 | Memorial Day |
| Friday, June 19 | Juneteenth National Independence Day |
| Saturday, July 4 | Independence Day |
| Monday, September 7 | Labor Day |
| Monday, October 12 | Columbus Day |
| Wednesday, November 11 | Veterans Day |
| Thursday, November 25 | Thanksgiving Day |
| Friday, December 25 | Christmas Day |
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