Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

Alternative 2 Checking

NEBAT’s Alternative 2 Checking account offers a safe, low-maintenance way to manage your money and take care of life’s essentials without the requirements or fees that come with traditional accounts.

Woman on computer holding debit card

Alternative 2 Checking account features

No minimum opening deposit
No minimum balance to maintain
CheckCard with no annual fee
Free Exchange OnLine & Mobile Banking access (electronic banking) with limited services
No overdraft protection or fees
Pre-authorized withdrawals allow you to pay your bills through your provider's electronic payment option, such as utility companies.

Savings Accounts Online Banking Services CheckCard Financial Wellness