Scammers are Spoofing a NEBAT Phone Number  & Impersonating Employees - Beware!

We've recently received reports of fraudsters spoofing a National Exchange Bank & Trust phone number and claiming to see unusual card charges from Walmart, Target and other stores. They are asking to "verify card information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

Alternative 2 Checking

NEBAT’s Alternative 2 Checking account offers a safe, low-maintenance way to manage your money and take care of life’s essentials without the requirements or fees that come with traditional accounts.  

Woman on computer holding debit card

Alternative 2 Checking account features

  • No minimum opening deposit
  • No minimum balance to maintain
  • CheckCard with no annual fee 
  • Free Exchange OnLine & Mobile Banking access (electronic banking) with limited services 
  • No overdraft protection or fees 
  • Pre-authorized withdrawals allow you to pay your bills through your provider's electronic payment option, such as utility companies. 
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