Holiday Closing - Martin Luther King Jr. Day

Our offices will be closed on Monday, January 19, for the federal holiday, Martin Luther King Jr. Day.

High Alert: Impersonation Scam Update - Beware!

An impersonation scam continues to be reported to National Exchange Bank & Trust. The fraudster, claiming to be from National Exchange Bank, may request to verify transfer or transaction details. If you receive a call, text or email, hang-up or end the interaction and call your local office. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

Alternative 2 Checking

NEBAT’s Alternative 2 Checking account offers a safe, low-maintenance way to manage your money and take care of life’s essentials without the requirements or fees that come with traditional accounts.

Woman on computer holding debit card

Alternative 2 Checking account features

No minimum opening deposit
No minimum balance to maintain
CheckCard with no annual fee
Free Exchange OnLine & Mobile Banking access (electronic banking) with limited services
No overdraft protection or fees
Pre-authorized withdrawals allow you to pay your bills through your provider's electronic payment option, such as utility companies.

Savings Accounts Online Banking Services CheckCard Financial Wellness