Holiday Closing - Memorial Day 

Our offices will be closed on Monday, May 25, for Memorial Day. 

Holiday Closing Schedule and Notice

Scammers are Spoofing a NEBAT Phone Number  & Impersonating Employees - Beware!

We've recently received reports of fraudsters spoofing a National Exchange Bank & Trust phone number and claiming to see unusual card charges from Walmart, Target and other stores. They are asking to "verify card information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

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People Pay

People Pay was a part of a previous online banking version and a replacement person-to-person payment solution is coming. 

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People Pay Has Been Discontinued - A New Solution is Coming!

We know you value a reliable person-to-person payment option from your trusted, local bank. That's why we're working on a new and improved solution.

What's Changing?

In 2025, we transitioned to an upgraded online banking platform. A new, enhanced person-to-person payment option will be re-introduced into Exchange OnLine and the mobile app. We are currently testing the new solution. Stay informed by checking our website for the latest updates on this transition. We look forward to bringing you an even better experience!

Save More with a 5/1 Adjustable-Rate Mortgage (ARM)

...and Even More with Autopay!

Looking for a mortgage that fits your short-term goals? A 5/1 ARM offers a lower fixed rate for the first five years, giving you the flexibility to plan for what's next. 

Bundle and Save: Set up a checking account with autopay for your loan and you may qualify for an additional discount - more savings, automatically. 

Learn More About 5/1 ARMs 

Find Your Local Lender

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