Holiday Closing - Independence Day

Our offices with Saturday hours will be closed on Saturday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

People Pay

People Pay was a part of a previous online banking version and a replacement person-to-person payment solution is coming. 

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People Pay Has Been Discontinued - A New Solution is Coming!

We know you value a reliable person-to-person payment option from your trusted, local bank. That's why we're working on a new and improved solution.

What's Changing?

In 2025, we transitioned to an upgraded online banking platform. A new, enhanced person-to-person payment option will be re-introduced into Exchange OnLine and the mobile app. We are currently testing the new solution. Stay informed by checking our website for the latest updates on this transition. We look forward to bringing you an even better experience!

Limited Time CD Specials

11 month 3.50% APY*

Fixed Rate | $5,000 minimum | Personal or Business

7 month 3.53% APY*

Fixed Rate | $5,000 minimum | Personal or Business

To open a CD special, please visit your local office.

Find Your Local Office

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