We have a fresh new look and feel! 

On February 5, our redesigned website launched. Although you will see a new look, it is still the same trusted site and service that National Exchange Bank & Trust offers.

Coming Soon: A New & Improved eBanking Experience

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Details for Online Banking Users  FAQs

Personal Online Banking Upgrade

We’re excited to announce that we are preparing for a major upgrade to our Personal eBanking product, Exchange OnLine, and the NEBAT personal mobile banking app in March 2025! While we’ll be sharing more details through a series of communications, this page will serve as your go-to resource for important updates and information. Below, you will find initial details about the platform transition, along with answers to frequently asked questions.  

We understand you may be apprehensive about change, especially when it comes to your finances. That’s why we’re committed to keeping you informed through regular updates to this webpage. Supporting our customers and providing you with peace of mind is our top priority, and our goal is to make this transition as smooth and easy as possible!   

Exciting New Features

We are investing in new online banking technology to benefit you, our customer, with new and improved functionality, which includes:  

  • A customizable dashboard – organize your accounts with colors, and get a quick & easy snapshot of your accounts 
  • The ability to do more in the mobile app
    • Add and edit bill pay  
    • View statements  
    • New Exchange OnLine customers can enroll through the mobile app
    • Know your credit score and link to our loan applications 
    • Make savings goals & track expenses  

Don’t Worry, Be Happy! 

  • Active Exchange OnLine users, your username will not change 
  • Bill Pay payees will transfer  
  • eBanking Champions, NEBAT’s subject matter experts, are ready to help and provide “red carpet service” 

Infographic

Important Information for Exchange OnLine Users

TRANSITION WEEKEND - ONLINE BANKING UNAVAILABLE

Please note, there will be a short period of time where Exchange OnLine and the mobile banking app will not be available while we transition to the new & improved site and publish the new mobile app. Check this page for updates on timing of when this will be. There will also be an alert at the top of all pages.

ACTION NEEDED

Verify your contact information is correct inside online banking. Login to Exchange OnLine > Go to More > Customer Service > Contact Information

Logging into Exchange OnLine

Accessing the desktop version of Exchange OnLine from any page of nebat.com will not change, and it is the recommended method of logging in.  If you have saved an alternate login page on any device or browser, that page will not work after the upgraded site has launched.

User IDs will NOT change

For security purposes, you will be asked to provide additional personal identification information the first time you login and the new system will then prompt you to update your password with at least 12 characters.

Impact to Transfers, eDocs, Bill Pay, Alerts, Mobile & More!

Recurring transfers are expected to transition. You will want to confirm your transfers happen as expected. 

External transfers will require a security code received through email or text, your chosen MFA (multi-factor authentication) method for enhance security. Additionally, external transfers made after 3 PM will be processed on the following business day. 

eStatement and other eDocument history will change to two years. We highly encourage you to download and save all eDocuments (eStatements, eNotices and Tax Forms) currently available in Exchange OnLine. 

Bill Pay payees and history are expected to transfer but will temporarily NOT be available starting the Thursday before transition weekend. Be sure to monitor your previously scheduled bill payments to ensure they have all transferred correctly.

Alerts that you have previously setup will need to be recreated. To combat fraud, we highly encourage the use of Alerts via email and/or text.  

The new mobile app will have nearly all of the same abilities as the full desktop version of Exchange OnLine. To accomplish this exciting upgrade, we are completely rebuilding the app. 

Apps on iPhones are expected to automatically update depending on the user’s settings. 

Android users and iPhone users who have not enabled auto updates will need to download the new app (we suggest you also uninstall the old app as it will no longer work). 

Look for this icon to confirm you are accessing the most recent app.

Card Controls will include controls for both CheckCards and credit cards and will need to be reset in the new app. The SecurLOCK Equip app will not work with NEBAT Cards after transition weekend. 

People Pay will be changing and will be removed on February 17. A new person-to-person payment option will be added to the new and improved mobile and online banking tools shortly after launch.  

Aggregated accounts will need to be relinked in the new Financial Wellness tool. Any accounts you had previously linked inside Exchange OnLine or the mobile app will need to be re-established.   

Our eBanking Champions are here to help!

If you have questions or need assistance, please do not hesitate to use the chat function or call our eBanking Champions at 920-924-2250. 

eBanking Upgrade FAQs

FAQs

What do I need to do now? 

Confirm your contact information is current in Exchange OnLine. Login to the full site on a PC or by choosing “Full Site” in the Account Login drop down on a mobile device and go to More > Customer Service > Contact Information.

When will it change? 

Exchange OnLine and the NEBAT personal mobile banking app will receive a major upgrade in March 2025. Exact timing will be communicated as soon as dates are finalized. 

Will online banking be unavailable? 

Yes. We anticipate Exchange OnLine and the mobile app will only be unavailable for one weekend as we transition to the new platform. 

Do I need to re-enroll? 

No, you will not need to re-enroll, and your username will remain the same. 

Will I have to download a new mobile app? 

Yes. A new and improved mobile app will be available for download once the new platform has launched. 

Will my username and password change? 

Your active Exchange OnLine username will not change; however, your password will need to be updated once you have logged into the new platform for the first time. 

Will I have to re-create my bill pay payees? 

No. Active payees are expected to transfer and will be available in the new platform. 

Will I have to reset my alerts and card controls?

Yes. Alerts that you have previously set up will need to be recreated. Once the new site has launched, go to Tools > Alerts to set up your alerts. You will need to agree to receive SMS text messages as part of this process. The SecurLOCK Equip app will no longer work with NEBAT Cards after transition weekend. 

Will my linked accounts transfer? 

The current Personal Finance tool will be replaced with an improved Financial Wellness tool. Any accounts you had previously linked inside Exchange OnLine or the mobile app will need to be re-established. 

Will I have access to my eStatements and other documents? 

eDocument history will change to two years. We highly encourage you to download and save all eDocuments currently available in Exchange OnLine. 

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