Holiday Closing - Memorial Day
Our offices will be closed on Monday, May 26, for Memorial Day.
Details for Online Banking Users FAQs
While we’ll be sharing more details through a series of communications, this page will serve as your go-to resource for important updates and information. Below, you will find initial details about the platform transition, along with answers to frequently asked questions.
We understand you may be apprehensive about change, especially when it comes to your finances. That’s why we’re committed to keeping you informed through regular updates to this webpage. Supporting our customers and providing you with peace of mind is our top priority, and our goal is to make this transition as smooth and easy as possible!
We are investing in new online banking technology to benefit you, our customer, with new and improved functionality, which includes:
Please note, there will be a short period of time where Exchange OnLine and the mobile banking app will not be available while we transition to the new & improved site and publish the new mobile app. Check this page for updates on timing of when this will be. There will also be an alert at the top of all pages.
Verify your contact information is correct inside online banking. Login to Exchange OnLine > Go to More > Customer Service > Contact Information
Effective Sunday, May 11, 2025, National Exchange Bank & Trust “on-us” loan payment payees in the Bill Pay area of Exchange OnLine will not work.
Use Transfer as the best method for making your NEBAT loan payment electronically.
Simply login to Exchange OnLine and go to the Transfer page, then:
If you choose to set up recurring transfers, the recurring payment will transition to the new platform.
If you choose to use bill pay and create a new payee for your loan as your preferred payment method, please note that delays will occur in applying your payment.
Be sure to cancel any upcoming or recurring payments scheduled in bill pay for which you establish a transfer for to avoid duplication.
Accessing the desktop version of Exchange OnLine from any page of nebat.com will not change, and it is the recommended method of logging in. If you have saved an alternate login page on any device or browser, that page will not work after the upgraded site has launched.
For security purposes, you will be asked to provide additional personal identification information the first time you login and the new system will then prompt you to update your password with at least 12 characters.
Recurring transfers are expected to transition. You will want to confirm your transfers happen as expected.
External transfers will require a security code received through email or text, your chosen MFA (multi-factor authentication) method for enhance security. Additionally, external transfers made after 3 PM will be processed on the following business day.
eStatement and other eDocument history will change to two years. We highly encourage you to download and save all eDocuments (eStatements, eNotices and Tax Forms) currently available in Exchange OnLine.
Bill Pay payees and history are expected to transfer but will temporarily NOT be available starting the Thursday before transition weekend. Be sure to monitor your previously scheduled bill payments to ensure they have all transferred correctly.
Alerts that you have previously setup will need to be recreated. To combat fraud, we highly encourage the use of Alerts via email and/or text.
The new mobile app will have nearly all of the same abilities as the full desktop version of Exchange OnLine. To accomplish this exciting upgrade, we are completely rebuilding the app.
Apps on iPhones are expected to automatically update depending on the user’s settings.
Android users and iPhone users who have not enabled auto updates will need to download the new app (we suggest you also uninstall the old app as it will no longer work).
Look for this icon to confirm you are accessing the most recent app.
Card Controls will include controls for both CheckCards and credit cards and will need to be reset in the new app. The SecurLOCK Equip app will not work with NEBAT Cards after transition weekend.
People Pay will be changing and will be removed on February 17. A new person-to-person payment option will be added to the new and improved mobile and online banking tools shortly after launch.
Aggregated accounts will need to be relinked in the new Financial Wellness tool. Any accounts you had previously linked inside Exchange OnLine or the mobile app will need to be re-established.
If you have questions or need assistance, please do not hesitate to use the chat function or call our eBanking Champions at 920-924-2250.
Confirm your contact information is current in Exchange OnLine. Login to the full site on a PC or by choosing “Full Site” in the Account Login drop down on a mobile device and go to More > Customer Service > Contact Information.
We are actively testing to create the best customer experience possible! Exact timing will be communicated as soon as dates are finalized.
Yes. We anticipate Exchange OnLine and the mobile app will only be unavailable for one weekend as we transition to the new platform.
No, you will not need to re-enroll, and your username will remain the same.
Yes. A new and improved mobile app will be available for download once the new platform has launched.
Your active Exchange OnLine username will not change; however, your password will need to be updated once you have logged into the new platform for the first time.
No. Active payees are expected to transfer and will be available in the new platform.
Yes. Alerts that you have previously set up will need to be recreated. Once the new site has launched, go to Tools > Alerts to set up your alerts. You will need to agree to receive SMS text messages as part of this process. The SecurLOCK Equip app will no longer work with NEBAT Cards after transition weekend.
The current Personal Finance tool will be replaced with an improved Financial Wellness tool. Any accounts you had previously linked inside Exchange OnLine or the mobile app will need to be re-established.
Two years of statement history will transfer; and a rolling two years of statement history will be maintained. If you would like to have a longer archive, please be sure to save statements out of Exchange OnLine.
Yes. Scheduled internal and external transfers will continue. You will want to confirm your transfers happen as expected.
Yes. However, the new Exchange OnLine has different character limitations. When you go to update account parameters, you may be required to remove special characters or shorten your nickname in order to save your changes.