A better way to bank your way

Work with an independent bank with big bank abilities to meet your financial needs.

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Looking for a business loan?

Acquisition. Expansion. Startup. Capital improvements. Let's make this work!

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What's new at NEBAT

Senior Leadership Changes

Nicole Wiese named Senior Vice President of Operations and Bob Benzinger named Vice President of Retail Banking at NEBAT.

Protecting Your Loved Ones from Elder Financial Exploitation

Elder financial exploitation is not a topic to be taken lightly. Learn elderly fraud prevention techniques to help protect your loved one from this abuse.

Welcome Fortifi Bank Westfield Office Customers

We are excited to welcome our Fortifi Bank Westfield Office customers to National Exchange Bank & Trust.

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Mobile Banking Business eBanking Home Loans Steps Program

Mobile Banking

Download the App Today!

With an active Exchange OnLine account, Mobile makes it easy to do your banking anywhere and everywhere.

Mobile App

Business eBanking

Electronic = Efficient

Increase efficiencies with Business electronic Banking. Transfer funds, generate reports, access credit, set alerts and mitigate fraud.

Business eBanking

Locally serviced loans.

Locally serviced loans, from your local bank.

As a locally owned, independent bank, your loan stays right here at home, serviced by our local team. Apply online in as little as 20 minutes with our easy to use online application.

Apply Today

The Right Step

Start them out on the right step.

We all want the best for our children including good financial habits. Our steps program will help your babies grow from good savers to financially savvy young adults.

Steps Program

Featured services

We offer customized lending solutions for businesses large or small.

Business Loans »

Trust services, retirement planning, portfolio management, insurance and more.

Wealth Management »

Earn rewards with your National Exchange Bank CheckCard and credit card.

ScoreCard Rewards »

Join our growing family

At National Exchange Bank we believe in building successful relationships, not only with customers but with our employees. We are family.

Health insurance
Long Term Disability Insurance

Dental insurance
Flexible Benefits Plan (125 account)

401(K) Plan
Paid vacation and sick day

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Welcome Home

Work with a bank that welcomes you home. From competitive rates to our great closing cost deal, we are the local bank for your home loan.

A Dedicated Mortgage Team

Experienced lenders and an incredible team - there for you when you need us.

Local Service

The Right Loan for You

Whether you are a first time buyer, ready to upsize, downsize or refinance.

Home Loans

Apply Online Today!

Our simple online loan applications help you start the lending process with ease.

Loan Applications