Homeownership is Possible!

Funds for the 2025 Downpayment Plus grant program through the Federal Home Loan Bank Chicago are now available, and NEBAT can help you determine eligibility. Learn more

Default Card Limits

Person signing paper on desk

Visa® CheckCard Consumer Daily Transaction Limits

ATM Machine

5 transactions or $1,010 in transactions.

Cash Advance

5 transactions or $500 in transactions.

Merchant Purchases – PIN

20 transactions or $2,500 in transactions.

Merchant Purchases – Signed

20 transactions or $2,500 in transactions.

AFT Transactions

5 transactions or $1,000 in funds sent.

ATM Card Daily Transaction Limits

ATM Machine

5 transactions or $510 in transactions.

Merchant Purchases - PIN

20 transactions or $2,500 in transactions.

(Card must be linked to a checking account.)

Additional Information

A listing of National Exchange Bank & Trust ATMs may be found on our website or at any branch. Additionally, NEBAT is a part of the MoneyPass® ATM Network giving you access to more than 34,000 surcharge-free ATMs from coast to coast! MoneyPass is a registered trademark of Fiserv, Inc.

All ATM withdrawals outside of a National Exchange Bank & Trust ATM or the MoneyPass Network will incur a $2 fee per transaction unless noted within the account specific parameters, such as with Free checking accounts, which incur a $3 fee per transaction.

Individual ATM owners may also impose a surcharge at the machine that is not controlled by National Exchange Bank & Trust.

After 12 months of inactivity, your Visa® CheckCard, ATM Card or HSA Debit Card will become inactive.

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