Explore the Flexibility of a 5/1 Adjustable-Rate Mortgage (ARM)

Looking for a starter home or want to refinance in a few years? A 5/1 Adjustable-Rate Mortgage lets you own now while keeping your future flexible. Learn how a 5/1 ARM could be the right fit for your goals by visiting our Home Loans & Mortgage page! 

Holiday Closing - Labor Day

Our offices will be closed on Monday, September 1, for Labor Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

 

Default Card Limits

Person signing paper on desk

Visa® CheckCard Consumer Daily Transaction Limits

ATM Machine

5 transactions or $1,010 in transactions.

Cash Advance

5 transactions or $500 in transactions.

Merchant Purchases – PIN

20 transactions or $2,500 in transactions.

Merchant Purchases – Signed

20 transactions or $2,500 in transactions.

AFT Transactions

5 transactions or $1,000 in funds sent.

ATM Card Daily Transaction Limits

ATM Machine

5 transactions or $510 in transactions.

Merchant Purchases - PIN

20 transactions or $2,500 in transactions.

(Card must be linked to a checking account.)

Additional Information

A listing of National Exchange Bank & Trust ATMs may be found on our website or at any branch. Additionally, NEBAT is a part of the MoneyPass® ATM Network giving you access to more than 34,000 surcharge-free ATMs from coast to coast! MoneyPass is a registered trademark of Fiserv, Inc.

All ATM withdrawals outside of a National Exchange Bank & Trust ATM or the MoneyPass Network will incur a $2 fee per transaction unless noted within the account specific parameters, such as with Free checking accounts, which incur a $3 fee per transaction.

Individual ATM owners may also impose a surcharge at the machine that is not controlled by National Exchange Bank & Trust.

After 12 months of inactivity, your Visa® CheckCard, ATM Card or HSA Debit Card will become inactive.

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