Holiday Closing - Martin Luther King Jr. Day 

Our offices will be closed on Monday, January 19, for the federal holiday, Martin Luther King Jr. Day. 

Holiday Closing Schedule & Notice

High Alert: Impersonation Scam Update - Beware!

An impersonation scam continues to be reported to National Exchange Bank & Trust. The fraudster, claiming to be from National Exchange Bank, may request to verify transfer or transaction details. If you receive a call, text or email, hang-up or end the interaction and call your local office. DO NOT SHARE any information unless you start the conversation using a trusted and verified local number. Stay safe and vigilant!

Default Card Limits

Person signing paper on desk

Visa® CheckCard Consumer Daily Transaction Limits

ATM Machine

5 transactions or $1,010 in transactions.

Cash Advance

5 transactions or $500 in transactions.

Merchant Purchases – PIN

20 transactions or $2,500 in transactions.

Merchant Purchases – Signed

20 transactions or $2,500 in transactions.

AFT Transactions

5 transactions or $1,000 in funds sent.

ATM Card Daily Transaction Limits

ATM Machine

5 transactions or $510 in transactions.

Merchant Purchases - PIN

20 transactions or $2,500 in transactions.

(Card must be linked to a checking account.)

Additional Information

A listing of National Exchange Bank & Trust ATMs may be found on our website or at any branch. Additionally, NEBAT is a part of the MoneyPass® ATM Network giving you access to more than 34,000 surcharge-free ATMs from coast to coast! MoneyPass is a registered trademark of Fiserv, Inc.

All ATM withdrawals outside of a National Exchange Bank & Trust ATM or the MoneyPass Network will incur a $2 fee per transaction unless noted within the account specific parameters, such as with Free checking accounts, which incur a $3 fee per transaction.

Individual ATM owners may also impose a surcharge at the machine that is not controlled by National Exchange Bank & Trust.

After 12 months of inactivity, your Visa® CheckCard, ATM Card or HSA Debit Card will become inactive.

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