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Finance your manufactured home without land using a consumer loan from National Exchange Bank & Trust. We’ll help you make the purchase process easy with our experienced manufactured home loan officers and a variety of loan options to meet your needs. Simply apply for the loan you want, and then, upon approval, receive funds to make the purchase. Try our easy-to-use loan payment calculator to estimate your loan payments.
Manufactured home loans do not include the purchase or financing of land or real estate. If you are purchasing or financing land with your manufactured home, please see our Home Mortgage page for more information on how to apply.
Manufactured home lending consists of factory-built housing placed on leased or rented land. Typical manufactured home lending transactions involve homes in mobile home parks or communities.
A manufactured home loan is treated more like a personal loan than a mortgage loan. Since the manufactured home is located on land you do not own, there is no mortgage documentation involved. A lien will be placed on the manufactured home structure itself and the lender will evaluate your financial situation to see if you qualify.
National Exchange Bank & Trust is one of the few financial institutions in Wisconsin to provide financing for manufactured homes which has allowed us to complete a significant amount of manufactured home transactions. High loan volume has allowed us to become experts with knowledgeable staff ready to serve your lending needs. We have also grown trusted relationships with several manufactured home dealers, parks, and communities in our lending footprint that allow us to better serve you.
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