Holiday Closing - Labor Day
Our offices will be closed on Monday, September 7, for Labor Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays.
Holiday Closing Schedule and Notice
Managing your money used to require working around branch business hours and standing in line for simple tasks like depositing a check. Today, you can handle almost every routine banking transaction directly from your smartphone.
NEBAT’s Exchange OnLine (personal online banking) and mobile banking tools are designed to deliver the ultimate experience in banking convenience. Whether you're checking a balance before making a purchase, moving money to an investment account or depositing a check from grandma, NEBAT empowers you to manage your finances on your own schedule and from the comfort of your own home or even from far away.

Online and mobile banking offers a wide array of benefits, some of which you may not have considered.
Whether you’re at home, work or traveling, our online and mobile banking services help you stay connected to your finances. With 24/7 account access, you can check balances, review transactions, transfer funds and monitor account activity wherever and whenever it’s convenient for you.
Our digital banking tools make routine banking simple. Through Exchange OnLine and the NEBAT personal mobile app, you can:
These tools can help you handle everyday banking tasks while still having the option to visit, call or chat with your local banking team when you need personalized assistance.
Keeping track of your finances is easier when you know what’s happening in your accounts. Set up customizable text, push or email alerts to notify you of account activity, balance thresholds, deposits, withdrawals and more. Alerts can help you spot unauthorized transactions quickly and stay on top of your financial goals.
Digital banking provides convenient access to your accounts while incorporating multiple security features designed to help protect your information. You can further strengthen your security by:
Remember, National Exchange Bank & Trust will never ask for your password or secure login credentials.
Setting up your digital profile takes only a few minutes. Enroll in Exchange OnLine and download the mobile app (available for both Apple and Android devices) to get started. If you have any questions about digital banking, contact a NEBAT eBanking Champion for assistance.
Online and mobile banking provide flexibility, but they're just one part of your banking relationship. Whether you prefer managing finances digitally, working with a banker in person, or using a combination of both, you can choose the banking experience that works best for you.
Absolutely. NEBAT's digital banking tools include security features that protect your accounts and information. You can boost safety by using a strong password, keeping your devices updated and staying alert to phishing attempts or suspicious messages. Remember NEVER give your one-time verification code to anyone, not even a NEBAT banker – we will never ask for that.
Yes. Inside the NEBAT personal mobile app, you can deposit checks by taking a photo with your phone.
Yes. You can pay bills and transfer funds between your own accounts or to other financial institutions, online or in the NEBAT personal mobile app.
Review your recent account activity as soon as possible and contact NEBAT to inform us of the transaction. Setting up account alerts can also help you catch unfamiliar activity early, so you can respond quickly.