Explore the Flexibility of a 5/1 Adjustable-Rate Mortgage (ARM)

Looking for a starter home or want to refinance in a few years? A 5/1 Adjustable-Rate Mortgage lets you own now while keeping your future flexible. Learn how a 5/1 ARM could be the right fit for your goals by visiting our Home Loans & Mortgage page! 

Holiday Closing - Labor Day

Our offices will be closed on Monday, September 1, for Labor Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

 

Carol Russel Retired

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Congratulations to Carol Russel, who recently retired from National Exchange Bank & Trust (NEBAT). 

Before joining the bank in 2005, Russel worked as a credit administrator, customer service representative and analyst for other institutions. Russel held several positions in the credit department for NEBAT throughout her tenure with the bank. At the time of her retirement, Russel served as a construction loan process manager where she directed all sides of construction loan processing, from origination to closing.  

Russel grew up in Wisconsin, and attended high schools in both Campbellsport and Wausau. She went on to graduate with a bachelor's of science degree in managerial accounting from UW – Stevens Point. She currently lives in Campbellsport with her husband.  

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