Explore the Flexibility of a 5/1 Adjustable-Rate Mortgage (ARM)

Looking for a starter home or want to refinance in a few years? A 5/1 Adjustable-Rate Mortgage lets you own now while keeping your future flexible. Learn how a 5/1 ARM could be the right fit for your goals by visiting our Home Loans & Mortgage page! 

Holiday Closing - Labor Day

Our offices will be closed on Monday, September 1, for Labor Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

 

Denise Rate Retired

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Congratulations to Denise Rate, who recently retired from National Exchange Bank & Trust (NEBAT). 

Rate joined the bank in 2004 and throughout her tenure at the bank, worked as a teller and customer service representative before transitioning to loan services in 2011. At the time of her retirement, Rate served as a commercial loan support specialist. 

Rate grew up in Allenton, Wisconsin, and attended Slinger High School. She went on to graduate with a cosmetology degree from Moraine Park Technical College. Rate currently resides in Theresa with her husband. She is active in the community as a volunteer for the Allenton Annual Picnic, a member of the Human Concerns Committee for her church and the Chief Election Inspector for the town of Addison.  

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