We have a fresh new look and feel!
On February 5, our redesigned website launched. Although you will see a new look, it is still the same trusted site and service that National Exchange Bank & Trust offers.
In our fast-paced world, we can quickly gain access to information on-the-go using our cell phones. Although convenient, hackers know that this means we are not always the most careful with our information in these circumstances. A few common fraud trends we’re seeing more frequently are hacking through public charging stations, public Wi-Fi, and cell phones without updated privacy settings.
Below we’ll dive into each one of these scenarios and why they are a threat as well as our recommendations to keep your information secure.
While public charging stations at places like airports and hotels are very convenient, we recommend avoiding them at all costs. Hackers have found a way to add malware and other device monitoring software onto your devices as you’re charging them at public charging stations. This fraud trend is commonly referred to as “juice jacking” and could cost you a cyber-attack.
NEBAT recommends keeping a portable charging bank or charger with USB cord with you and using an electrical outlet instead of a USB outlet to avoid any potential hacks.
If you’re out of luck when it comes to a spare charger, some cell phones also offer “USB restricted mode” that prevents juice jacking. On some phones, this is found under password settings, but you may have to research the exact instructions for your device.
Connecting to public Wi-Fi has become second nature in our on-the-go world. It is important to understand that these networks are less secure than you think. Hackers are everywhere and sometimes are some of the least-suspecting people. Within minutes they can have your information in the palm of their hands. Here are just a few common ways they can do so:
Think about the last time you were connected to public Wi-Fi. You were likely connected to your email, social media, Amazon or other online shopping accounts, or even your bank account. These platforms all house incredibly private and critical information that can be taken in the click of a few buttons.
So what can you do about it? NEBAT recommends avoiding this connection and using your cell phone data whenever possible to keep your information private. We understand this isn’t always possible though, so if you need to connect to a public network, here’s what we recommend doing before connecting to public Wi-Fi:
When you’ve finished using the Wi-Fi, you can then do a quick scan on your device for any malware. We also recommend restarting your device to break the connection from the network or any potential hackers.
The last fraud trend we’re seeing is cell phone compromise. Our entire lives are housed in the palm of our hands, therefore it’s no surprise that hackers enjoy getting into our cell phones. There are a few ways you can keep your data private if your phone gets into the wrong hands:
The three fraud trends mentioned above are just a few that are gaining in popularity, but unfortunately, this list will be never-ending. If you’re ever questioning if your data could be under attack, NEBAT is happy to help provide resources and guidance! Below you’ll find a few additional articles on other recent fraud events: