Our team of dedicated banking professionals at National Exchange Bank & Trust encourage you to experience our complete solution for online cash management, which includes payroll delivery, account information, and reconciliation and funds transfer services.
Benefits
There are a variety of benefits that come with National Exchange Bank & Trust's online business banking tools. Some of those perks include:
- Easy access to your account balances and activity.
- Efficient management of the movement of your money.
- Secured access with customizable security levels.
- Personalized support from an independent bank.
You can also access your account using our Business Electronic Banking app!
Feature Overview
Our business electronic banking services provide numerous features that are extremely helpful when keeping your finances orderly and secure:
- Debit and credit activity summary with a 90-day history (up to 18 months available).
- Images of checks for your reference.
- Deposit ticket and item images.
- Instant account-to-account transfers, including the ability to schedule recurring transactions.
- Customizable alert messages notify you of balance levels, activity notices, action reminders, and more.
- The ability to place your own stop payments.
- QuickBooks Web Connect.
Premium Alerts
Ensuring your money and account information are safe is our top priority, so we have multiple alert options that can be implemented to notify you of any suspicious activity on your accounts. Some key benefits of our alerting systems include:
- Multiple delivery options including email, text messages, or both (not all alerts are available via text message).
- Ability to send to a user at multiple email addresses.
- Early identification of attempted fraud against accounts.
- Numerous alerts provide flexibility in choosing to be notified about account activity, balance levels, approvals needed, and much more.
Powerful Reporting Features
If you're someone who values an outlined report of data detailing your accounts and history, then you'll really enjoy the perks that come with our in-depth reporting features at National Exchange Bank & Trust:
- Account activity reporting that provides a detailed account of activity information (including scheduled and completed transactions) for a selected date or date range.
- Report data reaches back up to 90 days once history has been built (this may be enhanced to include 6, 12, or 18 months of history).
- Includes images of checks for your records.
- Reporting may be generated to HTML (screen), CSV, PDF, QIF, and Microsoft Money.
- Account summary report provides current business day balance information for all accounts.
- Ledger balance.
- Accessible balance.
- Credits and debits.
Upgrade to Premium Reporting for even more ways to manipulate the way you view your account information.
Bill Pay
Expedite the bill payment process with a couple clicks of your mouse.
Set up and manage a payee list and review payment history.
Add invoice numbers as well as discounts and adjustments.
Loan & Line of Credit
Current information on all loan and credit line balances and activity.
Initiate payment and advance transactions.
Principal-only payment option.
Security Features
Company Admin establishes user account access rights and capabilities.
Multi-level security access with unique user IDs.
Numerous authorization levels, including multiple approvals.
ACH Payment and Collection Options
National Exchange Bank & Trust's business electronic banking services offer a variety of payment and collection options that best fit your needs, which include the ability to:
- Initiate electronic payments, including direct deposit, expense reimbursement, and vendor payments.
- Create and save frequently-used payment profiles.
- Initiate ACH debits to collect receivables more quickly.
- Create and save frequently-used transfer profiles.
- Distribute or concentrate funds from multiple offices or locations.
System Requirements
We pride ourselves on creating a secure and dependable online portal for your business banking needs, which means that not every browser is accepted by our security standards. Our team of banking experts encourage you to review our list of approved online browsers to make sure you're working on a system and with a program that correlates with National Exchange Bank & Trust's security features.
We're Here To Help
The business banking experts at National Exchange Bank & Trust are directly accessible if you have any questions or face any challenges throughout your electronic banking experiences. Please don't hesitate to give us a call or submit a contact form whenever you need assistance.