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Loan FAQs

Loans Frequently Asked Questions

Your payments will vary depending on the rate you are offered based on your current credit score. Once you know the rate, you can plug it into our convenient loan calculator, along with the amount of time you will take to pay back the loan. This will estimate the monthly payment for you.

National Exchange Bank & Trust does not have a pre-payment penalty on its home mortgage loans. The customer may pre-pay any additional amount, any time and in any given year without penalty.

Yes. National Exchange Bank & Trust will pre-qualify a customer at no charge. The lender will advise you of the amount you could qualify for pending a verification of your pre-qualification application. You may use our online loan application to obtain pre-approval.

Click here to view our current mortgage rates, or call any office of National Exchange Bank & Trust to inquire on our current mortgage rates.

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