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Commercial lending is what we are known for; independent ownership with a large lending limit means we can offer you lending options to fit the financial needs of your business! The team of experienced lenders at National Exchange Bank & Trust ensures the process of getting a commercial loan is simple, easy to understand, and exciting for both you and your company.

Types of Commercial Loans

If you’re unsure of what kind of commercial loan you need, don’t panic! We provide a full suite of loan options. We know that no two businesses are alike and that everyone’s needs are different, which is why we customize a lending strategy to best fit you and your business. Our specialty loans are designed to help fill specific financial needs that don’t fit inside a box.

At National Exchange Bank & Trust, we also offer competitive rates, in-person and online resources, and a loan calculator to provide our customers with the tools they need to feel 100% confident in the financial partner they’ve chosen.

The National Exchange Bank & Trust Difference

The loan application process at National Exchange Bank & Trust is unlike any other. Your inquiry can be started online, and you can expect to hear from a loan specialist shortly after submission. Our knowledgeable lenders are here to help you through the entire process. A few of the many values that National Exchange Bank & Trust offers to our loyal customers during the commercial lending process include:

1. Direct communication with a lender. We don’t believe in call centers or automated messages from a robot prompting you to select from a list of options. Your call will be answered by a person, and you can contact your lender at any time with questions, concerns, or news that you may have.
2. True interest in you and your business. Our team of professional lenders is eager to meet you and hear your story. We want to build a lasting relationship with all of our customers, and we truly believe that understanding the person and the business we’re working with will allow us the greatest opportunity to help you succeed.
3. A wide range of experience. National Exchange Bank & Trust has created and approved commercial loans for individuals and businesses within many industries, making us well-versed in a variety of markets so that we can confidently help meet your lending needs.


How to Apply for a Commercial Loan 

Getting a commercial loan can be a favorable step forward for your business, but it can also be a little confusing and even a bit scary. At National Exchange Bank & Trust, we are here to put your worries at ease. Our commercial lending team prides itself on providing our valued customers with the insight to help their businesses succeed, which is why we’ve laid out the steps to take in order to obtain a commercial loan at National Exchange Bank & Trust:

1. Find your nearest office. Visit our locations page to view our interactive map.
2. Get in contact with one of our professionals. Either fill out the Contact Us form on our site or directly call your office to speak with our experts over the phone.
3. Apply for a commercial loan. Once you’ve gotten in contact with one of our lending professionals, you will be guided through the application process of getting a commercial loan that best fits your needs.
4. Stay connected with the bank. While your application is being processed, feel free to reach out to your lender with any questions or concerns along the way.

We look forward to hearing from you soon and helping both you and your business grow and succeed!

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