Get Started
- View the USDA Lender Coverage Map to find which territory you are in.
- Find your local lender below.
- Contact your local lender via the Contact Us form!
How Can I Use the Single Family Guaranteed Loan?
The loan can be used for a variety of items. These include but are not limited to:
- New or existing residential property to be used as a permanent residence.
- Repairs and restoration used with the purchase of existing housing.
- Special design features and permanently installed equipment to help one with physical disability.
- Reasonable and customary connection fees, assessments or the proportional installment cost for utilities such as water, sewer, electricity and gas for which the buyer is liable.
- A proportional share of real estate taxes that is due and payable on the property at the time of loan closing. Funds can be allowed for the establishment of escrow accounts for real estate taxes and/or hazard and flood insurance premiums.
- Essential household equipment such as wall-to-wall carpeting, ovens, ranges, refrigerators, washers, dryers, heating and cooling equipment as long as the equipment is conveyed with the housing.
- Purchasing and installing measures to promote energy efficiency (e.g. insulation, double-paned glass and solar panels).
- Installing fixed broadband service to the household as long as the equipment is conveyed with the housing.
For more information on how the loan can be used and to learn if you're eligible visit USDA's website.